It looks like the tax preparer, Leval Moore of Alpha Financial in New York, got hooked up as an affiliate or representative of a debt settlement company that did not deliver.
Thankfully the story has a belated happy ending, sort of. While the first refund check, issued by Leval, bounced, after help from a local television station, the debtor got a second refund check.
The bad news is the consumer still has all his debt. What do you think the chances are he’s going to use his $1,500 refund for advanced debt settlement fees for bankruptcy?
I called Leval for a comment on the story but was unable to reach him by the time this was published.