I received this above email alone with a phone call and wanted to know if it was a scam or not, please advise. Don’t want to fall into a scam!
“I spoke with you today regarding your situation. I look forward to assisting you in creating a long term solution for your mortgage. Attached is the prequalification package which will take a few minutes to fill out—Please complete it and return it with the requested documents via email or fax within 72 hours. Do not hesitate to contact me at 800-516-0584 x 510 if you have any questions. I have also included a copy of a recent modification one of my clients has authorized me to share with you.
2458 Newport Blvd Ste #205
Costa Mesa, CA 92627
Tel: 800-516-0584 x510 Fax: 805-512-7861
Hardship Center is Nationally recognized and rated by the “National Debt Settlement Bureau” with a rating of an “A”. Please click on the following link for more information: http://www.ndsb.org/component/mtree/hardship-center.html”
Without any information on the name of the company or the circumstances surrounding their contact, all I can tell you is to check them out with the Better Business Bureau, the Rip Off Report and other online sources to investigate the company. Never sign a deed over to anyone and never agree to rent your house back from anyone. If you are willing to do a little leg work, contact the lender and ask for a loan modification. It is possible, but it is work.
Mitchell Goldstein is an attorney licensed in Virginia. His practice focus is consumer bankruptcy, mortgage and debt defense and technology issues. He is a proud member of the National Association of Consumer Bankruptcy Attorneys (NACBA) and National Association of Consumer Attorneys (NACA). His goal is to educate people with solid advice and give guidance to consumers to help them made decisions that impact their financial well-being.
Legal Disclaimer: This is for educational purposes only. It is not to be relied upon as legal advice. It also does not create an attorney-client relationship. No such relationship is formed with attorney without a written agreement.