“Dear Mitch,
I received this above email alone with a phone call and wanted to know if it was a scam or not, please advise. Don’t want to fall into a scam!
“I spoke with you today regarding your situation. I look forward to assisting you in creating a long term solution for your mortgage. Attached is the prequalification package which will take a few minutes to fill out—Please complete it and return it with the requested documents via email or fax within 72 hours. Do not hesitate to contact me at 800-516-0584 x 510 if you have any questions. I have also included a copy of a recent modification one of my clients has authorized me to share with you.
Regards
Daniel Keller
Hardship Center
2458 Newport Blvd Ste #205
Costa Mesa, CA 92627
Tel: 800-516-0584 x510 Fax: 805-512-7861
dkeller@hardshipcenter.com
www.hardshipcenter.com
Hardship Center is Nationally recognized and rated by the “National Debt Settlement Bureau” with a rating of an “A”. Please click on the following link for more information: http://www.ndsb.org/component/mtree/hardship-center.html”
Dear Tasia,
Without any information on the name of the company or the circumstances surrounding their contact, all I can tell you is to check them out with the Better Business Bureau, the Rip Off Report and other online sources to investigate the company. Never sign a deed over to anyone and never agree to rent your house back from anyone. If you are willing to do a little leg work, contact the lender and ask for a loan modification. It is possible, but it is work.
Good Luck.
Mitchell Goldstein is an attorney licensed in Virginia. His practice focus is consumer bankruptcy, mortgage and debt defense and technology issues. He is a proud member of the National Association of Consumer Bankruptcy Attorneys (NACBA) and National Association of Consumer Attorneys (NACA). His goal is to educate people with solid advice and give guidance to consumers to help them made decisions that impact their financial well-being.
Legal Disclaimer: This is for educational purposes only. It is not to be relied upon as legal advice. It also does not create an attorney-client relationship. No such relationship is formed with attorney without a written agreement.
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DO NOT FORGET ‘THE HARDSHIP ASSISTANCE CENTER’ IN HURST TX -AKA DIVINE DEBT SOLUTIONS
THE GUY HIRES PEOPLE FOR A WEEK AND 1/2 AND COMES UP WITH BOGUS EXCUSES WHY ‘IT DIDN’T WORK OUT’
WHY? BECAUSE HE HAS NO INTENTION OF EVER PAYING YOU!!
THE “BASE + COMMISSIONS” OR “PAID TRAINING’ HE HAS BOTH AT THE TOP AND
BOTTOM OF THE ADS? ALL PART OF THE SHELL GAME. i HAD THE DOCUMENT
DESCRIBING MY PAY AND AGREEMENT. HE CLAIMS ‘YOU NEVER HAD THAT’
HE JUST HIRED SOMEONE BUT SAID HE WOULD ‘KNOW IN A WEEK’ IF ‘ANOTHER EMPLOYEE’ IS LEAVING. RIGHT.
IT WAS ALL A GAME !!
THE GUY HE USED BEFORE ME WAS WHO HE WAS REFERRING TO. THAT’S AN EDUCATED GUESS, BASED ON THE 20 LIES HE TOLD ME.
I MEAN, THIS ONE IS GOOD. STAY AWAY !!!
IMAGINE WHAT HE DOES TO CUSTOMERS? THEY ARE SENT TO WORLD LAW IN AUSTIN TX. WHO HAS AN F RATING WITH THE BBB OVER 25 COMPLAINTS
WANNA GET YOURSELF IN A HARDSHIP SITUATION? GO IN ALL GOOD FAITH, AND TRY YOUR LUCK AT THE ROULETTE WHEEL RUN BY CHRIS COKER….A LONG TIME VET OF THE ‘WE KEEP THE CLIENTS MONEY’ …DEBT SETTLEMENT BUSINESS. A VERY CROOKED RACKET. REGULATION HASNT HELPED, IT APPEARS.
—NOT ONE THING THE GUY TOLD ME WAS THE TRUTH, ONCE II WAS THERE. PLUS, HE’S ‘A CHRISTIAN’ !!!
YEAH RIGHT. THAT’S LIKELY ANOTHER PART OF THE WHOLE ‘ACT’
COURSE, THEY CAN SIN ALL THEY WANT. THEY’RE FORGIVEN !
WELL, I KNOW GOD MYSELF. HE ASSURES ME THAT MR. DIVINE DEBT SOLUTIONS WILL BE CONTACTED BY SOME VERY POWERFUL PEOPLE WHO WANT TO HAVE A REAL “COME TO JESUS’ MEETING WITH HIM.
“THOU SHALL NOT STEAL” WILL BE THE REASON THEY WANT TO HAVE ‘A LIL CHAT’
I BELIEVE GOD WHISPERED TO ME SOMETHING ABOUT A FEDERAL COURTHOUSE.
CHECK OUT THE RIP OFF REPORT. IT’S ALL BAD NEWS, AND NOW YOU HAVE A PUBLIC SERVICE ANNOUNCEMENT FROM THE HORSES MOUTH. CALL AN ATTORNEY DIRECT TO DO THE SAME THING AS THESE SAY SCHEISTERS CLAIM THEY WILL DO.
GOOD GOD.
IF THEY WILL STEAL $750 AND VIOLATE IRS LAWS, STATE, YOU NAME IT, WHAT WILL HAPPEN WHEN REAL MONEY IS ON THE LINE?
HERE’S WHERE THEY SEND THE BUSINESS. THIS WAY THEY ARE OFF THE HOOK. FAKE NAME, NO ADDRESS ON THE MAILERS, IF ASKED YOU CANT TELL A CLIENT THE PHYSICAL ADDRESS OF THE COMPANY?
NOW I WONDER WHY NOT? I’LL LET YOU BE THE JUDGE,
http://www.bbb.org/central-texas/business-reviews/debt-relief-services/world-law-debt-in-austin-tx-90086623
World Law Debt
Additional Locations
Phone: (866) 243-6931
2201 Donley Dr. Suite 250,
Austin,
TX
78758
http://www.worldlawdebt.com
29 complaints filed against business (IN 18 MONTHS)
Failure to respond to 16 complaints filed against business
The company has not yet responded.
Mr. Derin Scott, Administrative Contact for World Law Debt, is also the
President of Clear Your Debt, and a Managing Member of Clear Your Debt’s
parent company, Orion Processing. Please see the following BBB Business
Review to learn more:
http://www.bbb.org/central-texas/business-reviews/debt-relief-services/orion-processing-in-austin-tx-90075576
I was contacted by the Hardship Assistance Center almost 2 years ago. I enrolled in a program they suggest (yes it was with World Law), however, I am not seeing any of the negative results that you seem to be spouting. I have had 4 cards negotiated down, my payments are lower, and I’ll be completely done in a little over a year from now.
You sound more like a disgruntled ex-employee that couldn’t do their job, rather than a concerned citizen. For everyone else out there, please know that I have had a fantastic experience with the Hardship Assistance Center. If you are in over your head then don’t let disgruntled ex-employees turn you away from getting help that will get you results and save you money.
Question: Have you been able to continue your maximum retirement contributions and keep building your emergency fund during this time?
Oh for CHRIS SAKES!!!
Coker, you criminal. Then give the number of this happy customer so people can verify autheticity.
Good God…anyone with half a brain can figure out any of these positive references since the original post here and the RIP OFF REPORT….are bogus!
YOU have your OWN NAME down on the ROR as a customer!
LMAO. Hell, you didn’t have the money to pay me !
I kid you not, you better settle this debt. Well, I told you what would happen, you arrogant fool.
You’re so dumb it’s beyond belief.
You sound more like a disgruntled ex-employee that couldn’t do their job, rather than a concerned citizen.
Mr, Fake J?
I have been the #1 agent for 80% of the companies I have worked for. Nice try, Coker.
You partner, CHRIS ARNOLD, DALLAS TX.
HAS HE SEEN THE CRAP YOU ARE PULLING?
I was also lead to believe that this “Hardship Center ” was correct and up to par…..WRONG!!!! I could not get the proper response back as well as continued messages left….Where did they Go……Where Did Our Information Go???? Who is Behind this scandalace Corporation? When or How will they be prosecuted for this invasion of privacy and Fraud????? DT Pretty anoyed about this breech of information…Not To Mention The Money They Now Have….
they ripped my sister in law off for 1,700 . BEWARE BEWARE BEWARE!
They completely ripped me off as well. Has anyone had any success legally to get funds back? Also concerned that they have a lot of personal information and identity theft.
They completely ripped me off as well. Has anyone had any success legally to get funds back? Also concerned that they have a lot of personal information and identity theft.
You may want to follow my guide, How to Try to Get a Refund From a Debt Relief Company.
they ripped my sister in law off for 1,700 . BEWARE BEWARE BEWARE!
FYI — the hardship center IS a scam and this review from Mr. “get out of debt” needs to either be deleted or revised. The Hardship Center recently closed up shop and now owes several people thousands of dollars. Their email, website address and phone numbers all of a sudden do not work and they have an ‘F’ on the BBB. And the response of advice in this post is TRASH. Never give an up front fee to ANY organization that claims they can help modify your mortgage — on HUD certified organizations may collect a small fee to process modifications. And those organizations are typically credit counseling/housing counseling organizations like http://www.consolidatedcredit.org. One of my family members just got scammed from this ‘Hardship Center’ company and now my family member cannot get a hold of anyone at this so-called company. PLEASE EDIT THIS POST SO OTHERS DONT FALL VICTIM. AND LEARN YOUR FACTS — IT IS ILLEGAL FOR A NON-HUD CERTIFIED COMPANY TO COLLECT FEES BEFORE THEY RENDER SERVICES. MAYBE IF YOU ACTUALLY KNEW WHAT YOU WERE TALKING ABOUT YOU WOULD KNOW THIS.