Filed for bankruptcy in July 2010. Still have house – was able to modify payment but it’s adjustable and I just had the rate go up. I’m just making it – barely.
Received a letter in the mail from Metropolitan Law Group – 2030 Main Street, Irvine, CA. BBB, Complaints Board had no info on them. Trustlink had nothing bad to say. Are they legitimate? Do I bother checking in to whether their offer to reduce my payments and make it 30-yr fixed is feasible?
So I took a look at the mailer you sent in below. Thank you.
It appears to be an advertisement to sell you services and makes all sorts of claims which I’d love to see the support on to back them up.
The mailer contains the number 888-318-7486 and there were no listings for that number that I could find. The mailer has my radar up and I’d be very cautious before paying a dime for the claims pitched to you.
I’d suggest you take a look at the free mortgage modification help I wrote about before.
Even on the face of the mailer the claims seem silly. They say “We have reviewed your property information and have determined that you may be eligible for a Payment Reduction Program.” But they also say in the fine print, “Not all applicants qualify,” and “Information was obtained from public record resources.” So how much review and checking did they really do?
They also say “This product or service is not affiliated with an is not endorsed by any government agency and this offer is not approved by an agency of the government.” But they use the Equal Housing government logo. A lot of stuff just doesn’t feel like it adds up.
The address you gave me for the company at 2030 Main Street, Irvine, CA appears to be a virtual office space.
Their full address is:
Wells Fargo Tower
2030 Main Street, Suite 1300
Irvine, CA 92614
I took a look at the Metropolitan Law Group site at metropolitanlg.com and noticed a couple of interesting things.
On the right side of the site they appear to make a reference that Marc L. Samson is the attorney for the firm.
According to the State Bar of California, Marc Sampson is actually associated with Samson & Samson at 9220 Crocus Ave, Fountain Valley, CA 92708. It also says his speciality is trusts and estates, not mortgage modifications.
According to a search of registered companies in California, there is no company registered to do business as a corporation or LLC under the name Metropolitan Law Group.
If you look at the bottom of the site you will see a link for an agent login. The agent link on the bottom actually goes to themodpost.com that sells modification software and sales tools.
Agent marketing legal services for mortgage issues has been a hot topic in California and in fact a number of attorneys have fallen into trouble with the California Bar over agent marketing and fee splitting.
There is enough for me to say I’d be concerned if you leapt at this advertising mailer and claims without first checking it out with a real estate attorney licensed in your state.
Please post your responses and follow-up messages to me on this in the comments section below.
You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.
Metropolitan Law Group Update 12-6-2011
I have received the following correspondence from Marc L. Samson.
Dear Mr. Rhode:
Your comments about our law firm in your recent blog have come to my attention.
Although we appreciate the concern you have and the valid points you make regarding the retention of any professional by consumers, I would like to clarify a few of the points you made to “Linda” regarding our firm.
Metropolitan Law Group was formed as an off -shoot of my thirty (30) plus years in estate planning and business transaction practice after several of my existing clients requested that I assist them with the loan modification process. Upon getting involved in those matters, I discovered that what is touted to be a relatively consumer friendly process by the lending institutions was in fact beyond the ability of most lay people, as most legal matters are, to successfully negotiate on their own.
Despite your attention grabbing headline, as with any legal matter, we do not “promise big mortgage reduction” or any particular result to any client, and there is no mention of promise or guarantee in our marketing material. All individuals who inquire about our services are advised prior to our retention that there is no guarantee that we can obtain a modification on their behalf. We carefully screen all potential clients, who must reside in and own real property in the State of California, and we will only take on as clients those who we believe have the highest opportunity for a successful outcome. As a result, we turn down many more of those who inquire than those whose cases we ultimately accept.
Since I have always operated as a sole-proprietor, there is no professional corporation or LLC on file. However, as a professional practice, we would be operating as an LLP, and not an LLC.
With respect to our address, it is a real location, and similar to what is commonly known as a “Fegen Suite.”
We trust the foregoing will be of assistance in your evaluation of our practice and that you will have the courtesy to correct any incorrect assumptions made on your blog.
Marc L. Samson –