I had a high credit rating(785) and then hardship hit, wife lost job then eventually benefits, medical issues in the family, I had only savings left and had 1 big credit card bill for about 20k, I called the company (BoA) and told them my situation and was willing to pay 50% settelment and they refused, asked for better rates and none, I called them evry month for help and always got “things will get better”. a year goes by and all my savings are gone so I use credit cards to help me out I got to the point that I stopped paying and all went to collection, after I lost my savings BoA was willing to take a 7k settelment…I had $30 in my name that day.
Now I need an attorney but cant afford the full price are there any pro bono bankruptcy attorneys in Massachusetts, I dont intend to be all free I can pay some just dont have the full 2k.
The American Bankruptcy Institute puts out a directory for possible pro bono help. You can click here.
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