Flexo (aka Flexo) has a new post over on his tremendous site that gives you a set-by-step approach to switching banks. Seems more people are taking steps to vote with their money against bank policies they don’t agree with and beat feet to another bank.
As Flexo says:
With automated banking, direct deposits, and pre-authorized electronic withdrawals and online bill payments, taking your business from one bank to another can be a hassle. There is a financial risk involved; if you neglect to change your banking information with a vendor, your payment could bounce, and you could be subject to late fees, insufficient fund fees, and perhaps even cancellation of your services.
The Bank Switch Kit and Checklist article on his site will help you to make the pain of switching banks just a little less painful.