The Zelle App Is Gone—Here’s the Real Reason Why (And What You Need to Do Now)

Zelle didn’t disappear—but the app sure did.If you opened the Zelle app recently and found it bricked, you’re not alone. After quietly sunsetting its standalone app on June 30, 2025, Zelle has officially pulled the plug—and it wasn’t just because people weren’t using it. The real story? Scams, lawsuits, and a growing backlash against how …

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The Protection Paradox: Why We Jail Street Criminals but Let Banks Legally Loot You

What if I told you that the same government that cracks down on street scams is quietly gutting the rules meant to protect your wallet from corporate abuse? Sounds like a conspiracy theory, right? But it’s not. It’s happening right now—right out in the open. Law enforcement will lock up someone for stealing your purse. …

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Congress Just Helped Big Banks Act Like Payday Lenders—Here’s What That Means for You

Imagine being charged $35 because you bought a $7 sandwich and didn’t realize your paycheck hadn’t cleared yet. Now imagine your elected officials voting to keep it that way… on purpose. That’s not a bad dream. It’s what just happened in Washington. Congress Just Killed a Rule That Would’ve Saved You Billions On March 27, …

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The Hidden Cost of Buying a Car: Why Servicemembers Pay More Than Civilians

You’d think that serving your country would come with a few perks, right? Maybe some decent financial protections? A fair shot at buying a car without getting ripped off? Think again. A new Consumer Financial Protection Bureau (CFPB) report confirmed something outrageous: Servicemembers—our own military personnel—are paying MORE for cars than civilians. Not because they …

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The Hidden Costs of Carrying Debt: How Your Credit Cards Are Silently Robbing You

Debt Is Sneakier Than You Think I once had a client who thought he had his credit card under control… until he realized he’d been paying for a $12 sandwich for THREE YEARS. Yep. Thanks to hidden fees, interest, and his own “I’ll pay it off next month” mentality, that turkey club cost him more …

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Hello Digit Was Supposed to Automatically Save People Money But They Lied

The Consumer Financial Protection Bureau (CFPB) is taking action against Hello Digit, LLC, a financial technology company that used a faulty algorithm that caused overdrafts and overdraft penalties for customers. Hello Digit was meant to save people money, but instead the company falsely guaranteed no overdrafts with its product, broke its promises to make amends …

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US Bank Accused of Exploiting Customer Data and Opening Sham Accounts

Today, the Consumer Financial Protection Bureau (CFPB) took action against U.S. Bank for illegally accessing its customers’ credit reports and opening checking and savings accounts, credit cards, and lines of credit without customers’ permission. U.S. Bank pressured and incentivized its employees to sell multiple products and services to its customers, including imposing sales goals as …

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Bank of America Botched Unemployment Payments During Pandemic

Today, the Consumer Financial Protection Bureau (CFPB) fined Bank of America $100 million for botching the disbursement of state unemployment benefits at the height of the pandemic. Bank of America automatically and unlawfully froze people’s accounts with a faulty fraud detection program, and then gave them little recourse when there was, in fact, no fraud. …

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Does Your Banks Customer Service Suck? Your Opinion Needed.

The Consumer Financial Protection Bureau (CFPB) is seeking public input on how bank customers can assert their rights to better customer service with big banks. A 2010 federal law specifies that consumers have rights to obtain timely responses to requests for information about their accounts from large depository institutions. In today’s Request for Information, the …

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