Is Results For Homeowners a Legit Company or a Scam? – Jim

“Dear Steve,

Retired on pension of 48K/yr. , mortgage held by B ob A, from Countrywide..Loan is 30 fixed 1st 10 interest only, will roll over in 2 yrs. and payments PITI will be ~ 2800/mo. no way I can pay that, as I’m too young to open SS, and will not till 66. I am current on everything, have no impound account and pay all taxes and ins. Have been turned down by B of A, three times since I’m current. Bank told me to “pay it down”. That’s not possible.

Learned of a service that an old high school buddy and his wife have signed up with. Organization, out of Newport Beach, Ca. is called Results For Home I’ve tried finding them through the City of Newport Beach, and they’ve no business license on file for these folks, hence no mailing address on file. Who are these people? Chase Bank has told my friends that these folks are legit. but I’m unable to discern that. What can you tell me about this organization?


Dear Jim,

First off we need to get clear on the fact that there is no requirement for any mortgage company to modify any mortgage for any reason.

It sounds like your mortgage product stinks and the ten year deal was always going to potentially explode a decade in the future.

Wouldn’t it make sense, as low as rates are, to refinance your mortgage into a fixed rate product? There are great deals out there now. Rates are historically low.

Alternatively, maybe the reality is you just can’t afford the home. It could be time to sell and rent something more affordable on your reduced income. Renting is much cheaper than owning when you factor in the benefit of flexibility and the reduction in ownership expenses.

I took a look at the Results for Homeowners site at and there are some red flags that worry me. As you observed, they don’t list where they are located. That’s a huge red flag. Why would any legitimate company hide that? – Source

Even their domain ownership records are hidden and it looks like the domain name was only registered on February 4, 2012. That’s not much of a track record to bank on.

See also  Consumer Advocates - Results for Homeowners - 1st Choice Document Preparation - Consumer Complaint - 9-11-2012

Even their “about us” page doesn’t say anything about them. – Source

They don’t even say what the company name is. And if we go on the fact they may be located in California, the State of California has no registered company under that name that is authorized to do business.

Frankly from what I’ve seen I would be VERY reluctant to send anyone to this company. The red flags keep piling up and it doesn’t look good that this site and company is either experienced, is not operating transparently, and seems to be primarily selling services rather than being open about who they are. in fact I’d call your good buddy and make sure he did NOT pay any money in advance to this company without checking them out.

I applaud your research you did on this company and think you are being a smart shopper.

I welcome any comment they may want to add to this story to help shed some awareness about their legitimacy, experience, where the company is located and who the owners are. Until then, my advice is to run away.

Below you will find some free resources you can use to explore mortgage help with without having to spend one penny.

Please post your responses and follow-up messages to me on this in the comments section below.


You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

Damon Day - Pro Debt Coach

22 thoughts on “Is Results For Homeowners a Legit Company or a Scam? – Jim”

  1. After reading the comments I’m certain they are preying on those already in financial stress.  My friend provided them with a SSN but nothing more.  She did not solicit or contact them.  They told her that her bank provided her name and information.

    What shoiuld she do to protect herself?


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