I saw you giving advice and I need some guidance. About a year ago I lost my job as did my wife. I had purchased a Spa years back but fell behide in payments. When I told the Spa company it was impossible for me to pay since I had no work and my wife did not. He then said he would have the balance waived. We never received it in writing though.
Now I have a job but make less then on unemployment 15OO my wife is making 600 on unemployment and we are being sued. As you can see its not much money to pay rent and basics. Never the less I want to see if there is a way to settle making payments or whatever I don`t want to go to jail! Even if I have to cut Electricity or water please help me
First off, you are not going to jail over this.
Depending on what state you live in, your wages could be garnished if you are sued and lose. But before we get too far ahead of ourselves here, is this your only debt? If not, what kind and how much other debt do you have?
Please post your responses and follow-up messages to me on this in the comments section below.