DeVry is Chasing Me for a Debt I Don’t Think I Owe. – Jodi

“Dear Steve,

I attended DeVry online 5 years ago. Was only enrolled for two semesters. Since then I have been paying on two student loans. Original total was around $9000.

Three month ago a company (ACS) sends me a letter to inform me that I will have to start paying them back.
This letter said DeVry Residence school.Not the DeVry I attended. I told them that I did not believe this was my bill.and if they did give money to this school for my sake, it was in error. I have received nothing but bills from them.

I have looked through all of my paperwork. I have nothing from them from the time I was enrolled. Do I have any recourse?


Dear Jodi,

There is no reason you should have to repay a debt you do not believe is yours.

I would suggest you immediately send them a letter requesting them to verify the debt, and do it as soon as possible. This letter should be sent by some traceable means that shows you they received it. You can send it by certified mail, return receipt requested if you want.

This article contains a good framework of information you should ask for to validate the debt.

Let me know what the response is when you hear back and we’ll take it from there.

Please post your responses and follow-up messages to me on this in the comments section below.


You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

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Damon Day - Pro Debt Coach

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Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
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