What Sallie Mae Just Told the SEC About a ‘Refinance’ That Is Actually a Default Trap
Sallie Mae told the SEC that some ‘refinance’ pitches are really pushing able-to-pay borrowers into default. Here’s the filing and what to do instead.
Student Loans
Everything you need to know about student loans, from repayment options and forgiveness programs to avoiding scams and managing debt wisely.
Sweet v. McMahon: Ninth Circuit’s Final Ruling Confirms Automatic Discharge for 170,000 More Borrowers
The Ninth Circuit’s July 17, 2026 ruling rejected the Department of Education’s appeal in Sweet v. McMahon. Here’s who gets automatic discharge and who doesn’t.
What SoFi Just Told the SEC About Discharging Private Student Loans
You’ve been told private student loans can’t be discharged in bankruptcy. SoFi’s own SEC filing says some can — here’s how to find out if yours qualifies.
Judges Just Saved Public Service Loan Forgiveness — And Proved Borrowers Are Political Pawns
Federal judges struck down the Trump PSLF rule one day before it took effect. Here’s what it means for public service borrowers caught in the whiplash.
Sweet v. McMahon Borrower Defense: The April 15 Deadline That Could Erase Your Student Loans
Sweet v. McMahon borrower defense deadline is April 15, 2026. Here’s who qualifies for automatic student loan discharge and exactly what to do now.
Navient Will Settle Your Private Student Loan for Less Than You Owe — Here’s How It Works
Navient will settle private student loans for 30–60 cents on the dollar after default and charge-off. Here’s how the process works, who qualifies, and the 2026 tax wrinkle nobody’s talking about.
Student Loan IDR Plan Survives Court Battle — But 22,000 Borrowers Are Still Waiting on Discharge
A court dismissed the Trump administration’s attempt to end the SAVE student loan plan in February 2026 — but 22,000+ borrowers who completed their IDR payments are still waiting on discharges. Here’s what the ruling means for you, and the tax trap no one is warning borrowers about.
Student Loan Delinquency Rate Hits 25%: What Borrowers Need to Know
Nearly 1 in 4 student loan borrowers with payments due are now delinquent — up from 9% in 2019. Here’s what the 25% delinquency rate means for your credit, your wages, and what to do before the July 2026 repayment overhaul.
Trump’s New Student Loan Plan Could Wipe Out Your Pay Raise — Here’s the Math
The new Repayment Assistance Plan (RAP) launching July 1, 2026 replaces the SAVE plan with dramatically higher payments. A family of four at median income pays $440/month under RAP vs. $36 under SAVE — and a pay raise could spike your payment further.
170,000 Student Loan Borrowers Were Promised Relief. The Government Missed Its Own Deadline.
Quick Answer: Under the Sweet v. McMahon settlement, the Education Department missed its January 28, 2026 deadline to review 170,000+ Borrower Defense applications. These borrowers are now legally entitled to automatic discharge, refunds of prior payments, and credit correction—but the Department is fighting for an 18-month delay.Update (July 2026): This case has moved a long …
