Student Loans

How Can My UK Partner Get Navient to Offer a Different Payment?

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Question: Dear Steve, I’m writing on behalf of my partner. She currently lives in the UK with me (and is a citizen here). She has no American income and therefore pays no tax (though her tax records are fully completed and up to date each year, so no issues there). She has no assets and no desire to return to ... Read More »

    Some Company Says They Can Make My Navient Student Loans Go Away

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    Question: Dear Steve, I’ve read numerous articles and enjoy them thoroughly. Recently I came across an article that sounds very similar to my situation. Private student loan debt — I’m only assuming this is one of your favorite subjects. The article I read came to you from one of your readers, that they were approached to pay off their loan ... Read More »

      Will SallieMae or Navient Forgiven My Private Student Loan if I’m Disabled?

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      Question: Dear Steve, I have been disabled for 84 months. My federal student loans were discharged almost two years ago, but Sallie Mae/Navient says my disability is not permanent (even though the federal definition of permanent is being disabled for at least 60 months), and will not discharge my loan. Does Sallie Mae/Navient have to use the same definition of ... Read More »

        How Can I Stop Navient From Automatically Debiting My Payment?

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        Question: Dear Steve, I have been paying my sons private loans thru Navient at interest only now that time it up and they say to consolidate and gave me the amount but they want to take it out of my checking account which I do not want because there have been several times in the past that they have not ... Read More »

          My Husband Got the Parent Plus Loan from His Ex-Wife in the Divorce

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          Question: Dear Steve, I have been married to my husband for about 2 yrs now. He has been stuck with a parent loan out of his divorce. The total is 170,000.00 His ex wife signed all the documents and he was aware of some of the debt but not to this amount. Can we attempt to make her (ex wife)or ... Read More »

            Can I Consolidate My Sons Student Loans With My Federal Student Loans?

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            Question: Dear Steve, I am a single parent and accumulated some debt (credit cards, student loans) when I was unemployed. I have since paid down most of my credit card debt and remain with $4000 after owing $25k. I have been consistently employed at a non-profit for the last 11 years. My son (age 25) is now looking to transfer ... Read More »

              Once I Remove My Cosigners, Should I Default on My Private Student Loans?

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              Question: Dear Steve, I made the mistake of taking out private student loans to finance my college education and am neatly 100k in the hole. Three years removed from graduation, I’m at a job making 37k/year (before taxes), still live at my parents’ house with no realistic target date of ever moving out, and I allocate over HALF of my ... Read More »

                After 20 Years, My Old Crappy Student Loans Resurfaced

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                Question: Dear Steve, I have student loans that are nearly 20 yrs old. I stop paying them because the school i attended went bankrupt and my degree was basically useless as it was a Technical school. I went thru a chapter 13 bankruptcy and tried to include the loans but they were not dismissed. I never got an email or ... Read More »

                  Did the Private Student Loans Vanish Under the Statute of Limitations?

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                  Question: Dear Steve, My husband has some private student loans which were taken out in 2002 and his mother cosigned on them. She has made payments at some point on this loan, although I have no idea when or how much. It has now grown to $101,000. Living in Florida, I am familiar with the statute of limitations law. In ... Read More »

                    Will the Government Come for My Social Security Over My Parent Plus Loan?

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                    Question: Dear Steve, As a single parent I was relieved to obtain a Parent Plus Loan, of which was far beyond my financial capacity. Now I look back on my single parent guilt, not realizing the predatory nature of this loan. What is the latest status on garnishment of Social Security for Parent Plus Loans? Is there any new legislation? ... Read More »

                      I Don’t Want to Pay My Private Student Loans Anymore

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                      Question: Dear Steve, Graduated 2011 from Houghton College. Lives in DC. Paying $600 a month for student loans. Read your article about the ten reasons to stop paying private student loans. I’m to a point where I don’t want to pay and its killing me. I’m still living with my parents because I cannot afford to move to a apartment ... Read More »

                        What Do You Know About the ITT Lawsuit?

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                        Question: Dear Steve, ITT Tech graduate, associates of applied science in Graphic Design. Was told by school it was a prerequisite for game design. Program was dropped approx 1 month before graduation. Poor education. What do you know about this lawsuit? What do you know about this lawsuit against ITT. Too many scams out there nowadays. I was sent to ... Read More »

                          I Can’t Afford a Lawyer to Stop My Wage Garnishment in Kentucky

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                          Question: Dear Steve, I had a good paying job and was able to take out a loan to help reestablish my credit. They used a car of mine as collateral and placed a lien on it. I lost the good paying job and was unable to pay the monthly payments. I have a husband who does not have a job ... Read More »

                            Should I Get a Loan to Payoff My Parent Plus Loans?

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                            Question: Dear Steve, I am retired from one job after 31 years, with a pension and aprox.$90,000 in parent plus loan debt. I have not consolidated it but wonder if it’s time. I am paying the lowest amount allowed and am job hunting. I viewed the video by the other debt adviser which is why I’m asking you. Would a ... Read More »

                              Can I Payoff My Student Loan With Home Equity?

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                              Question: Dear Steve, Took student loan for 2500, wasn’t able to pay so it piled up over fees and interest and is now 10k. How can I just pay it off at once and not have to pay the fees. I can put it on my home equity. I think I have enough. Josh Answer: Dear Josh, There is nothing ... Read More »

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