They Took My Truck After I Made My Payment. – Tee

“Dear Steve,

My truck was reposed on 11/27 from my finance company the repo man had a paper in his hand saying the repo was issued to him on the 11/7/ and my payment was made 11/06/
I even showed the guy my bank statement where it was taken out…. I called the company this morning and they advised me they was not sure what went wrong and they would bring me my truck back form GA …I was at a relative home when they did it with my kids and over 6 hours have went by and I still do not have my truck.

Do I have a lawsuit?


Dear Tee,

Maybe you can give me some more information about this in the comments below. Were you behind on your trucks payments or were you all up to date with an on-time payment record?

I’m thinking something must have started this process and it’s quite possible that the last minute payment just crossed over the repo order.

In that case, while it is unfortunate that the truck was picked up, there might be a reasonable explanation how this all happened.

Please post your responses and follow-up messages to me on this in the comments section below.


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Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
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