“Dear Steve,

How to protect myself from being sued by a private out of state bank for a check I deposited into my account from an individual that bounced after I had already closed my account not knowing the check would bounce. I have no money or assets and am currently living with relatives on unemployment. Or what should I expect to happen. Any advice would be helpfull given I can’t afford an attorney.

Carl”

The Answer

Dear Carl,

How much is the check for?

Hopefully you learned that deposited funds are not guaranteed till they have cleared. No sense wasting a perfectly good mistake when we can learn from it.

Please post your responses and follow-up messages to me on this in the comments section below.

Big Hug!

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