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Banking Issue

My Apartment Complex Took My Check But Never Cashed It

check

Question: Dear Steve, When we moved out we gave the apartment our new address and asked them to send the final bill because they did not have it available. This was in January 2015. I tried calling a handful of times and couldn’t reach the apartment complex. In May, we had not received a bill yet so on a trip ... Read More »

    If the Creditor Didn’t Apply My Payment Do I Have to Pay for a Stop Payment?

    broken piggybank with dollar notes

    “Dear Steve, I’ve been writing checks for my elderly mother in the nursing home to cover her co-payment for the last 4-5 years. In November I hand delivered a check payment to the home and got a note with the last bill stating that deposit was not shown although I made the payment would I check the account. I did ... Read More »

      Why Am I Not Getting My PayPal Master Card E-Statements From Synchrony Bank?

      Woman in home office with computer and paperwork frowning

      “Dear Steve, I have signed up for e-statements. The email account to which they were being sent was changed in October since I was not receiving the statement monthly and the “customer service” representative suggested that of course the problem must be with the email service (G-Mail!). I changed the email to my work email, made certain to add their ... Read More »

        I Paid Macy’s But They Sent Me to Collections. – Matilda

        Mature woman confused

        “Dear Steve, In March 2013, I purchased $74.98 with a brand new Macy’s Star Rewards card. They sent a statement, I paid the full amount, on time, in their enclosed envelope. They claim they never got the check and pressured me to pay by credit card over the phone. Since they had called me, I declined. Then they sent me ... Read More »

          Will I Be Able to Open Another Bank Account Because of My Bankruptcy? – Mary

          Woman in home office with computer and paperwork frowning

          “Dear Steve, I’m in the process of filing BK. I owe another bank money in overdraft fees and my present bank’s credit card is included, so I need to close that account also. I am not able to open an account at a regular bank becuz there part of a pay chex system in which the bank I owe money ... Read More »

            Bank of America Charged Off My Account Even Though I Made a Payment. – Mac

            Bank

            “Dear Steve, Erroneous Chargeoff of Bank of America Credit Card $22,000.00 Bank of America gave me a deadline of 5PM 30 November to make a payment on my credit card or it would be charged off. I made the payment of $600.00 using Bank of America’s Online Billpay service on November 29, 2012. Because of an error in their system, ... Read More »

              Our Bank Closed Our Account Without Any Notice. – Marcie

              Combination lock detail

              “Dear Steve, I’m behind a month and a half on my house payment. The bank is going to foreclose. The bank also closed our checking account without any notice. Can the bank just close our acount without notice? Is that legal? They are suppose to send our deposit to us in a certified check…but it’s been 6 days..and we have ... Read More »

                My Bank Says if I Don’t Get My Personal Loan Current They Will Repo My Car. – Angelo

                tow truck

                “Dear Steve, I have both a personal loan and a car loan through my bank both loans are past due. if i payed the auto loan up to date can my car still get repoed for being past due on the personal loan (bank told me over the phone that both had to be up to date to stop the ... Read More »

                  A Debt Collector Says I Bounced a Check. But I’ve Never Written a Check. – Aly

                  nsf

                  “Dear Steve, searching for better approach. i was contacted by collections i believe and inform me that i owe money for bounce check. i told them i never used the account eve since i opend. hi,I believe i may have been scammed. I had a bank account that I never used and they called me once to tell me that ... Read More »

                    How Can I Protect Myself From Being Sued Over a Bounced Check? – Carl

                    Check - Bad

                    “Dear Steve, How to protect myself from being sued by a private out of state bank for a check I deposited into my account from an individual that bounced after I had already closed my account not knowing the check would bounce. I have no money or assets and am currently living with relatives on unemployment. Or what should I ... Read More »

                      My Husband Took Out a Loan Between Our Marriages. Am I Responsible? – Casey

                      Divorce papers and cash with misc items

                      “Dear Steve, My husband has loan in his bank. He made this loan after our marriage but my name wasn’t there. He did it by himself. And he has apartment lease balance also. only his name is in the lease and my name is just an occupant. I live in state of Maryland. Because he made the loans in between ... Read More »

                        Deer Hunting Accident Leads to Loss of Cattle and Husband Hit by Train. – Carla

                        deer_original

                        “Dear Steve, I was issued a credit card from Bank of America with a limit of $5000.00 inJune of 2007. I can’t remember the APR. We had just purchased 75 acres of land with a studio apartment & a horse barn already on the property. We lived in the 1 bedroom apartment for over a year with 3 daughters and ... Read More »

                          I Applied for a Mortgage With Great Western Bank in Idaho. I Think I Have Unauthorized Access In My Checking Account. – Dave

                          Ready to Collapse

                          “Dear Steve, i applied for a loan to buy a house with great western bank in eldora, iowa. i have poor credit from previous problems so the guy i was thinking of buying the house from was thinking of cosigning on the loan. i filled out my application and then he was going to fill his out, i don’t remember ... Read More »

                            Unauthorized access to bank account. – Miranda

                            Ready to Collapse

                            My account was debited by my then bank from my savings account to cover charges for my checking account that they closed after we had resolved the issue of overdraft fees and charges, well so it was communicated to me but they were planning another trap. My account went into overdraft on a Friday for the whole weekend until the ... Read More »

                              My Friend Was Scammed With a Check. – Jude

                              Ready to Collapse

                              “Dear Steve, I have a friend who thought he was doing business with an investor from London, a check was sent after months of many emails, he deposited the check into his account and had to send the investor money back in the area of 3,000.00 I had not known about this or I would have stopped him at that ... Read More »

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