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I’m Trying to Get Back on My Feet After Cancer. – Lonnie

Written by Steve Rhode

“Dear Steve,

I’ve had a hard to get back on my feet after cancer treatment. I’ve started to pay the little I can to creditots.

I’ve secured credit through a credit union. Know I plan to get a secure loan of 1000 dollars, and pay over the choice of a year. If I able to get that far I may have a credit score of 600 or more.

What steps should I take with the constant calls that come from the bill collectors?
How can I manage the accounts?

What type of carity programs are there for cancer survivors?

Or should you set me up to recover my former good credit?

Thank you for your imput.

Can you start me inthe right direction?


Cure the disease

Dear Lonnie,

I’m well aware of how much cancer can knock out of you, both physically, emotionally, and financially.

The credit union loan may be of little help in rebuilding your credit. It’s not something I would recommend at this time. We need to start taking care of the debt first.

I know at least that collectors are calling but you didn’t share any information about how much debt you have.

The most logical way to tackle this situation, depending on your situation, is most likely with a consumer bankruptcy and then begin to rebuild your credit.

I’d suggest you first read How to Get Out of Debt. The Honest and Unvarnished Truth and The Truth About The Success Rates, Failure Rates and Completion Rates of Credit Counseling, Debt Settlement, and Bankruptcy. They will give you a great overview of what we need to deal with to get you moving in the right direction.

Then use the free How to Get Out of Debt Calculator to review your options.

Once you’ve identified a company you want to work with, then follow my step-by-step guide on what you should look for and expect from a good debt relief company.

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You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

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