Latest Posts
Home > Ask The Get Out of Debt Experts > What Can I Do When a Creditor Seizes My Checking Account? – Delonte

What Can I Do When a Creditor Seizes My Checking Account? – Delonte

“Dear Steve,

i owed a creditor but fell on financial hard times and could not keep up with the payments. The account eventually went into default. In an attempt to recover the funds, the creditor gained access to my account and froze all activities attached to it.

what can i do when a creditor freezes my account and my paycheck is automatic deposited?



Dear Delonte,

It sounds like you were sued over a delinquent debt, you lost, the creditor got a judgment and then levied your account.

The three most logical options are:

  1. File bankruptcy.
  2. Change banks. (A temporary fix.)
  3. Work out a payment plan with the creditor.

Please post your responses and follow-up messages to me on this in the comments section below.

Get Out of Debt Free Hotline
debt settlement helpstudent loan help

About Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
  • Tom Hoffman

    You can better work of payment plan with creditor because that is only a best option to choose in this condition.

Get My FREE Get Out of Debt Guy Newsletter

It is the smart thing to do.

I promise to keep your email safe and secure.


I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

You can unsubscribe at any time with just one click.

After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.

  • It will keep you posted on the latest scams.
  • You will be alerted to the latest articles.
  • You will wind up smarter than everyone else dealing with debt.