Mortgage Company Disappears, Won’t Take Payments, Violated RESPA – Reta


“Dear Steve,

Mortgage company disappears without claiming foreclosure, violated RESPA, never contacted us after obtaining the loan, never sent monthly statements, contacts us after we find them, then tells us they will work out a plan, we send in a payment…3 weeks later they send it back, say they are filing bankruptcy, and never did, and now its been 2+ years…what can I do to eliminate this from my title and not pay any taxes on the now disappeared mortgage?


Dear Reta,

What a nightmare it has been for you. At this point, and with these many issues surrounding your real estate title and property I think you really have no other logical choice than to seek the assistance of a real estate attorney licensed in your state.

This is such a mess that it is going to take a professional to fix it so you can get a clear title to your property at some point.


You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.
Steve Rhode
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