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I’d Like to Get Rid of My Student Loan Payments With Bankruptcy. – Nancy

“Dear Steve,

I will never be able to pay my sallie mae student loan because of hardship. I am a single mother of two living check to check. I want to see how I can have my student loan discharged? Can I file bankruptcy myself?



Dear Nancy,

It is very difficult to get student loans discharged with bankruptcy. Generally consumers file either a Chapter 7 or Chapter 13 bankruptcy but discharging student loans in bankruptcy due to hardship requires a Chapter 11 bankruptcy. Not for the faint of heart or inexperienced.

So the answer is that it might be possible to eliminate your student loans with a special bankruptcy but it will require special and experienced assistance if you’ve got a shot at it.

Please read this previous question about discharging your student loans with bankruptcy – “I Can’t Pay Sallie Mae – Carlos.”

If you don’t have a local bankruptcy attorney to go to and discuss this with, click here for a free bankruptcy consultation.

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About Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

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