sallie mae
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Bankruptcy Discharge of Certain Sallie Mae and Navient Student Loans Takes Big Step ForwardJustice takes time. In 2016 I first wrote about Navient and Sallie Mae student loans that clearly appeared to be eligible for and dischargeable in bankruptcy if people had filed. See this post for more. At issue...
- Posted February 4, 2019
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Imminent Suit Against Navient Raises Student Loan Bankruptcy Discharge IssuesAttorney Chad Van Horn in Florida, who by the way was just named a leading bankruptcy attorney, has an interesting case going. In this case, he is pursuing damages against Navient for continuing to attempt to collect...
- Posted December 10, 2018
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How Can I Stop the Nightmare Abuse From Student Loan Collectors?Question: Dear Steve, I borrowed around 100k to go to college, as I did not have a choice in borrowing, only in how much and if I needed to borrow 70k for SUNY school than why not...
- Posted September 25, 2018
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Sallie Mae Told Me to Stop Playing the Victim But Won’t Help Me Find a Way to PayQuestion: Dear Steve, A $58K private student loan that recently went into default. My take-home pay is somewhere between $24-25K. I also have federal loan debt that is more than my Sallie Mae loan, but that is...
- Posted March 14, 2018
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We’ve Paid on These Sallie Mae Loans for 22 Years and I’m Sick of ItQuestion: Dear Steve, Paying on husband’s Sallie Mae student loan for 22 years. We have been paying on my husband’s 1994 student loan for 22 years. Seems there is no end in sight. Who can we contact...
- Posted January 17, 2018
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Sallie Mae Says I Must Reapply to Have My Forgiven Loan ForgivenQuestion: Dear Steve, I am 66 and on a very limited income. I can’t pay back my student loan. It’s almost $10,000. I’m retired. It was with Sallie Mae I’ve had it forgiven. However I received a...
- Posted January 11, 2018
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My Private Student Loans Can Be Discharged in Bankruptcy, Right?Question: Dear Steve, I took out a Sallie Mae student loan for my son in 2005, $22,000. The money was never used for his education. I used the money to pay off some debt with the intention...
- Posted January 4, 2018
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Why Are My Private Student Loans Hurting My Mother as the Cosigner?Question: Dear Steve, I currently have private student loans with both SallieMae and Navient. I was putting them into forbearances, but ran into some extreme financial hardship over the last few months and couldn’t make any payments...
- Posted July 19, 2017
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My Son is Stuck in Sallie Mae Student Loans and I’m the Co-Signer But We Can’t Get Out
Question: Dear Steve, My son graduated with over $100,000 in student loan debt from SallieMae, with a monthly payment of about $1145. I am the co-signer. His interest rates are variable and have gone up three times...
- Posted May 9, 2017
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Navient Knew Loans Were Garbage When They Saddled Students With ThemMore information is leaking out about the actions of Sallie Mae and Navient when it came to those wretched private student loans. Both the State of Washington and Illinois sued Navient in addition to the suit filed...
- Posted April 10, 2017
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My Life Was Ruined and I Sent My Child Away Because of Private Student Loans
Question: Dear Steve, I don’t know what to do, Please advise. I have a student loan that is very behind, from a tech school that I attended from 03-04. I signed a paper agreeing to the loan...
- Posted March 28, 2017
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My Sallie Mae Student Loan Was Discharged in Bankruptcy But I Have a Wage GarnishmentQuestion: Dear Steve, I received a Sallie Mae school loan back in 1989 and went through a Chapter 7 Bankruptcy I think in 1995ish. Sorry I do not have the paperwork in front of me. The judge...
- Posted November 30, 2016
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How Can I Force Navient to Reduce My Interest Rate?Question: Dear Steve, I lost my business and went bankrupt 7 years ago. Having trouble paying my student loan. The loan was originally through Sallie Mae in 1995. Sallie Mae had promised a 1% reduction in interest...
- Posted November 22, 2016
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How Can I Get Sallie Mae to Cooperate With Me? – AlyssaQuestion: Dear Steve, I took out a personal loan back in 2014 with Sallie Mae so its a private student loan intending that I would be able to pay them back once I got my job in...
- Posted September 9, 2016
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My Husband is a Student Loan Identity Theft VictimQuestion: Dear Steve, My husband is listed as a cosigner on a Navient student loan dating back to 2006. He was living with a woman in MA and this loan was for the woman’s daughter. The issues....
- Posted July 19, 2016
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How Can I Eliminate My Sallie Mae Student Loan Faster?Question: Dear Steve, I went to college beginning in 2004 and graduated in 2006. I applied for a Private Student Loan with Sallie Mae for $34,000. I have been paying on this ever since then without any...
- Posted July 11, 2016
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How Many of the Sallie Mae and Navient Student Loans Are Actually Eligible for Bankruptcy Discharge? Loads!I was recently working on an article about private student loans that sure look like they should have been discharged in the students bankruptcy filing. It looks as if the loans were issued for a course of...
- Posted June 14, 2016
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Navient is Reporting Me Late Even Though I’m Repaying My LoansQuestion: Dear Steve, I have about $100,000 in private student loans with Navient (formerly Sallie Mae) I was not able to pay on the the loans and the account went into default after about 7 months of...
- Posted May 25, 2016
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I’m on a Fixed Income and Can’t Afford to Pay on Cosigned Student LoanQuestion: Dear Steve, I co-signed for my son in 2008–payment were current until Nov 2015 when he lost his job. He has talked to them several time at Navient-Sallie Mae sold loan to them- now I am...
- Posted May 6, 2016
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How Can My UK Partner Get Navient to Offer a Different Payment?
Question: Dear Steve, I’m writing on behalf of my partner. She currently lives in the UK with me (and is a citizen here). She has no American income and therefore pays no tax (though her tax records...
- Posted April 28, 2016
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I’ve Never Been Able to Pay My Sallie Mae Student LoansQuestion: Dear Steve, Im probably one of the more stupid people to come and ask for you help since I haven’t paid Sallie Mae a dime since I’ve graduated in 2010 thinking I could get a great...
- Posted February 16, 2016
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Collectors Keep Calling Me for the Cosigned Sallie Mae Student LoanQuestion: Dear Steve, I cosigned on my sons Sallie Mae loan. It took more than 2 years of calling them weekly to get any paperwork on the agreement of this loan as his payments were 991.00 a...
- Posted February 8, 2016
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Why is My Son’s WyoTech Navient Student Loan Being Reported as a Federal Loan? – AvaQuestion: Dear Steve, My son had a Sallie Mae student loan…it was sold to Navient which turned it into a private loan or so they tell me. We have tried the loan forgiveness or reduction twice with...
- Posted January 11, 2016
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Is There Anyway to Get Out From Under My Navient Student Loans? – KimQuestion: Dear Steve, I was young and dumb and didn’t have any financial help with college. I took out student loans to support my education. After 2 years, I was supposed to be able to get instate...
- Posted December 29, 2015
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Sallie Mae Screwed Up My Chances of Getting a Texas Public Education GrantQuestion: Dear Steve, I started my nursing training in WY and borrowed student loan money there. Then, in 1999, I moved to Lake Charles, LA, and took out loans through Sallie Mae since I was now in...
- Posted October 6, 2015
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Reporter Discovers Student Loan Shit Your Pants Syndrome #SYPQuestion: Dear Steve, I borrowed a grand total of $88,000 in private loans (Sallie Mae) for college. Struggles with health (migraines, vertigo, etc.) forced me to take nearly six years to finish my degree. Since that time,...
- Posted September 21, 2015
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Can I Consolidate My Federal and Navient Student Loans?Question: Dear Steve, I have two student loans one is from salliemae/navient and the other is a federal loan. Is it possible to consolidate both loans? Frank Answer: Dear Frank, If the Sallie Mae – Navient loan...
- Posted August 19, 2015
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My Navient Student Loans Are Almost Paid But How Can I Settle Them?Question: Dear Steve, I have $13,364.87 debt in federal school loans through Navient, previously Sallie Mae. I have almost paid off the accrued interest. Only $26.53 of that total is interest. I have been paying since 2000....
- Posted August 13, 2015
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Brunner Test Needs to Die Say These Heroes in Student Loan Bankruptcy DischargeOn July 29, 2015 the National Consumer Law Center (NCLC) and National Association of Bankruptcy Attorneys (NACBA) jointly filed a court document arguing a position in support of discharging student loans through the bankruptcy laws. Much thanks...
- Posted August 7, 2015
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Another Consumer Nukes Their Student Loans Through BankruptcyA reader contacted me to share his story of dealing with his unmanageable student loans through bankruptcy. Just recently I’ve written two articles that showed how people have fought the battle against their student loan companies and...
- Posted July 31, 2015
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Bankruptcy Court Wants to Discharge Spousal Consolidation Student Loans. Educational Credit Management Corporation Says, “Not So Fast.”I have to admit I am totally perplexed by the media and popular myths that believe student loans can’t be discharged in bankruptcy. Even a lot of bankruptcy attorneys believe this wildfire myth. Thanks to some amazing...
- Posted July 22, 2015
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Was My Sallie Mae Student Loan Eliminated in My Bankruptcy?Question: Dear Steve, Hope you can give me the answer that I want. : ) I filed for bankruptcy in 2010 and the final discharge date was February 1, 2012. Included in the creditors’ payment was Claimant:...
- Posted July 9, 2015
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I Consolidated My Student Loans But They Left Some Sallie Mae Ones OutQuestion: Dear Steve, Hi, a few months ago I consolidated my student loans through a FedLoan servicing company. They consolidated my loans from Sallie Mae, Navient, and Nelnet. I was told by one of their employees after...
- Posted June 23, 2015
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$60M in Student Loan Refund Checks: Is Yours in the Mail?Nearly 78,000 U.S. military members will receive $60 million in total settlement payouts from Navient Corp., a student loan servicer formerly part of Sallie Mae, for charging active duty service members excessive interest on their private and...
- Posted June 2, 2015
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What Do You Think Rob Should Do About His Sallie Mae Private Student Loan Debt?Got a Private Student Loan through Sallie Mae (2005) now Navient. -balance is approx. $21,000. I have paid my loan each moth until recently…..Now, I am always late on payments but not close to default. History: I...
- Posted March 2, 2015
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I Make Near Minimum Wage With $200K in Student Loan Debt“Dear Steve, I am 28yrs old with one child. I currently owe Sallie Mae over $100,000 in student loans. I also have several other student loans with Department of Education and Citibank. My total debt is close...
- Posted February 11, 2015
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The Statute of Limitations Has Expired on My Sallie Mae Student Loans“Dear Steve, I took out 4 student loans in 2005, 2 Federal and 2 Private. I am current and making payments on the Federal, but my 2 private loans with Sallie Mae have more than tripled in...
- Posted February 5, 2015
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Sallie Mae Won’t Help Me Lower My Interest Rate“Dear Steve, Student loans from 1997 at 8.5% fixed rate when consolidated federal loans. I cannot get any help from Sallie Mae to reduce my interest rates. I don’t want to refi with a personal loan because...
- Posted January 21, 2015
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I Co-Signed With Sallie Mae for My Daughter. Now They Want to Sue Me.“Dear Steve, I am having an issue with Sallie Mae student loan debt that I co-signed for. They are threatening to sue me since my daughter cannot pay the debt. I am unemployed and have been out...
- Posted December 10, 2014
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Navient Won’t Help Me Repay My Debts. What Can I Do?“Dear Steve, I have a private student loan from 2008 that I haven’t been able to make the payments on since June of this year. The amount is about 22k and it was from Sallie Mae, but...
- Posted November 26, 2014
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My Husband is a Disabled Vet and the Student Lenders Are Coming After Us“Dear Steve, My son has 2 Government Student Loans(Sallie Mae & NelNet). He is paying over $300.00 on each one, but they want $816.00. My husband is a Disabled Vietnam Veteran and now the loans are coming...
- Posted November 19, 2014
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We Are Moving Out of America. Can We Just Leave Our Student Loans Behind? – Anouck“Dear Steve, I’m a Dutch citizen, my husband is a US citizen. He has federal student loans on his own (approx. $20K), and I co-signed for his private student loan with Sallie Mae (aka The Devil) for...
- Posted November 11, 2014
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My Wife Went Back to School for a Special Education Teaching Credential and We’ve Got Loads of Sallie Mae Debt Now
“Dear Steve, My wife has $38k in new student loans for a Special Education Teaching Credential, the loan is through Sallie Mae. We make $160k/year in California with 8 children, total family of 10. We file Married...
- Posted September 22, 2014
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I’m Not Paying My Private Student Loan and Now Live Abroad“Hi Steve, I have a non-federal student loan (Sallie Mae -$12K) and have not made a payment on it in over 5 years. Apart from trying to negotiate a payment plan when i was out of work...
- Posted September 22, 2014
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What is the Best Way to Get Off a Sallie Mae Student Loan as Cosigner?“Dear Steve, I cosigned a student loan for a friend in 2000. Friend has not paid or not made regular payments. Loan is through Sallie Mae. Loan has gone to collections. Collections agency is contacting me at...
- Posted September 8, 2014
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My Apollo College Student Loan Was Sold to Sallie Mae“Dear Steve, I enrolled in Apollo College’s Vet Tech program in 2003. Through them I obtained a loan from First National Bank for the tuition of around $6,000.00. One of the first questions I asked the loan...
- Posted September 4, 2014
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How Can I Get Sallie Mae to Settle My Student Loan Debt? – Julio“Dear Steve, I have been paying on a $65,000 private student loan for about 4 years I worked out a deal where I pay interest only around $400 a month. None of the money goes to the...
- Posted September 2, 2014
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How Can I Repay My Sallie Mae Student Loans When I’m Broke?“Dear Steve, I have 8 private tuition answer loans from Sallie Mae in the total amount of $138,000 taken out between 2004-2008. After school I was able to make some payments and paid the $150 forbearance fee....
- Posted September 2, 2014
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How Can I Get Rid of My Private Student Loans if I’m Disabled? – Wayne“Dear Steve, I have had Federal and private student loans. I have Total & Permanent Disability discharge of the Federal loans. My private signature loans are with Sallie Mae. I have not been able to work forever....
- Posted September 2, 2014
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Is It True My Sallie Mae Student Loan Could Have Been Discharged in Bankruptcy? – David“Dear Steve, I filed Ch 7 in 2008 and had federal & private student loans. For the student loans in question, I took out federal loans (from Sallie Mae) that paid for the full cost of attendance....
- Posted August 20, 2014
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