“Hi Steve –

I’m currently in my second year of law school and am really thinking about getting out. I’m worried about the roughly $100k in student loans I’ll have to start paying back though, not to mention living expenses and almost $9k in credit card debt I accrued as an undergrad.

If I do drop out, I’ve considered going to school for something computer-related (web design or computer science) as I would actually enjoy learning that.

I have two questions for you:

(1) Can I “rollover” my current loan money that I would have left for this unfinished semester to another institution?

(2) If I do drop out and have to work at WalMart, what advice do you have that would help me manage all that debt?

Thank you very much for your site.

Brad”