What Would Happen if I Got a Mortgage With My Bad Credit Boyfriend? – Shelly

“Dear Steve, I am thinking of getting a VA Loan. I would be buying the house with my boyfriend. I have great credit (780) but his is low, and has 2 foreclosures. I don’t feel I have enough income to only use mine. I’m tired of renting and have done it my whole life, I’m … Read more

I Will Be Retiring Soon and Pay Off Mortgage With IRA Money. What Taxes Will I Owe? – Robert

“Dear Steve, I will be retiring soon. Will pay off mortgage with IRA money. Balance of mortgage about 59K. I am 63. For the situation I am in paying off my mortgage will make complete sense. Thank you How do I figure what taxes will be owed and can I pay this tax with money … Read more

I Had a Rent Check Bounce, Owe the Cable Company, and Student Loans. – Tina

“Dear Steve, Have student loan which I currently owe $1000 dollars on because I have not been able to pay it, just had a rent check bounce and owe another one right away, also owe the cable company (though this is in collections now too) ~$500. I would make enough to support myself if I … Read more

Our Debt is so Stressful. It’s Taking a Toll on Our Marriage and Our Children. – Chloe

“Dear Steve, I’m married own a home and pay all my bills on time, but I am so over my head. Each month after all the bills are paid we are left with less then $150. It is so stressfull. It’s taking a toll on our marriage and our children. We absolutely do nothing, but … Read more

We are Living Paycheck to Paycheck and Being Sued for Thousands Plus Legal Fees. – Vanessa

“Dear Steve, Several years before I met my husband he took out a loan to get a car. At the time he was in the Navy and was stationed in San Diego, CA.His family lived in MI, where we now live, and while visiting them he was in a car accident which totaled the car. … Read more

My Daughter Has a Student Loan That She Can’t Pay Because of a Medical Condition. – Pat

“Dear Steve, My daughter has a student loan that she could not pay because of her medical condition. She is on assistance from the state and has a one year old daughter she barley makes only less than 300 dollars a month on her part-time job. She was recently served with papers for a law … Read more

Should I Cash Out my 401K to Pay Off My Credit Card Debt. – Taneah

“Dear Steve, I am a 27 yr old single working mother and I have appr 25K in 401k funds. I also have appr 15K in credit card debt that is making it tough to pay monthly bills. At this age, should I consider cashing out my 401K and paying my ccard debt off. I also … Read more

I Just Got My Job Back, and I Am Playing Catch Up on My Bills. – Nicole

“Dear Steve, I just got my job back, and I am playing catch up on my bills. Between my husband and I, we have about $2800 in credit card debt. I tried calling to get my interest rate lowered, but all they said was when an offer comes aound that you qualify for, then we … Read more

I Have Contacted CCCS and Money Management International And Was Told They Can’t Help Me. – Josephine

“Dear Steve, I have contacted CCCS and Money Management International and was told my debt/inome ratio would make it impossible to make payment arrangements with citi that I owe $25,000.00. Then I saw a bankruptcy attorney. The bankruptcy atty told me that I have too much equity in my house to go bankrupt and yet … Read more