A federal student loan is discharged at death, apart from two old joint types. A private cosigner must be released on loans signed from Nov. 20, 2018 on.
ED published nonpayment data for 500 colleges. Here’s what actually changes for your loan if you attended one, and what doesn’t.
Prepayment penalties aren’t extinct, but federal law banned them on federal student loans and most mortgages. Here’s how to check your own loan.
No company can get your federal student loans forgiven faster — applying is free at StudentAid.gov, and charging upfront fees is often illegal. Here’s the proof.
“You can never discharge student loans in bankruptcy” is a myth. Federal loans can be — and since 2022 the government is directed to support it. Here’s the truth.
Quick Answer: Under the Sweet v. McMahon settlement, the Education Department missed its January 28, 2026 deadline to review 170,000+ Borrower Defense applications. These borrowers are now legally entitled to automatic discharge, refunds of prior payments, and credit correction—but the Department is fighting for an 18-month delay.Update (July 2026): This case has moved a long …
45 states and D.C. offer student loan repayment assistance programs for healthcare workers, teachers, and lawyers. Some offer up to $300,000. Here is how to find yours.
U.S. student loan debt has reached $1.833 trillion across 42.8 million federal borrowers. With wage garnishment paused, IDR plans being overhauled, and forgiveness now taxable in 2026, here is what the numbers mean and what your options are.
The One Big Beautiful Bill Act brings major student loan changes in 2026 that disproportionately affect borrowers over 40. Parent PLUS loans get capped, income-driven repayment plans are being eliminated, and new borrowers lose access to forgiveness. Act before the June 30, 2026 deadline.
When student loan servicers change, your loans can be automatically placed in forbearance without your consent. Over 30 million borrowers have been affected. Interest keeps accruing during the transfer, and if you don’t act quickly, you could owe more than expected.
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