I apologize in advance for the short response. I am currently away on vacation with limited internet but wanted to give you an answer as soon as possible. Steve
I have a total of $26,000 in credit card debt that I got before I was recently married in 2008. We live in an apartment, we both own our own cars. We have no savings of any kind period – except for our very low checking account. I am not working, he is, and my unemployment has recently been exhausted. I can’t manage to pay monthly payments at all, and I have redeemed my 401 (k) money to pay off some of it.
Should I file bankruptcy? If so, can the creditors or courts take my husband’s wages or take my car/furniture? I have nothing to give them.
If you only included debt that is your sole responsibility in your invdividual bankruptcy it will not involve your husband, his wages or his car.
Please contact a local bankruptcy attorney and schedule a free consultation to discuss the specifics about what bankruptcy will be like for you.