I lost my job and my credit card sued me back when I lived in Michigan in early 2009 and they obtained a judgement with the local Michigan court. I have since moved to California and I’m employed by a CA employer (it’s actually a federal bank with offices throughout the USA but I live and work now in California).
The creditor has just served my employer in CA to garnish part of my wages but has not gone through the California courts. The Writ orde is from Michigan and now my CA employer is withholding the 25% from my paycheck. Can they do this without obtaining a CA order?
Sounds like you need to consult with a lawyer in California to get some legal advice on this one. Here is what I can offer from my lay experience.
If your employer has a presence in Michigan they may have been served in Michigan or the garnishment order may have been presented to a California court for acceptance.
The ultimate answer is probably that you work for a big bank, they take these issues seriously, and they would rather this matter was resolved instead of swept under the rug. It sounds like you owed the debt and the creditor used the courts to collect.
If you decided to go bankrupt, that would end the garnishment but I have no way of knowing if that is a solution worth considering without knowing more about your situation.
Please update me on your progress by posting updates here in the comments section of your question. I’m very interested in how this works out for you.
P.S. Be sure to read ‘The Secret of Surviving Through Difficult Economic Times. What I Learned On My Journey‘.