This is my situation, I took out a christmas with the intentions to pay it back. I quite did not get much back form my taxes and was not able to pay it right back. The owner filed small suit on mine and my husband’s behalf, and the only thing that I can do is pay on the loan a little at a time. Well, now, I learned that they filed garnishement on my behalf, I am scared that she will the same thing for my husband, to file garnishement on his wages. But the company does not know where he works, can the company run his social security number to find out exactly where he works? can they legally garnish my check eventhough i am paying on it through the court?
I am confused. Either you did not have a mutually approved repayment plan or the creditor is attempting to collect twice from you. My best guess is that the small payments you are making were not satisfactory to the creditor and so they pursued a judgment and then a garnishment through the court to remedy the situation.
If you feel the creditor is garnishing your wages in error and you are making payments they agreed with then you should contact the creditor and bring this issue to their attention so you can stop the payments and just let the garnishment run its course and get this matter cleared up.
I doubt they would do anything with your husband now that they are garnishing your wages.
How much is this loan for?
Please update me on your progress by posting updates here in the comments section of your question. I’m very interested in how this works out for you.
P.S. Be sure to read ‘The Secret of Surviving Through Difficult Economic Times. What I Learned On My Journey‘.