I was laid off in November. First unemployment in 30 years, I have a domestic partner that is still employed but our lifestyle was adapted to 2 incomes. I just do not want to have to deal with any repossessions. I am adamantly seeking employment without much luck.
Are there any services out there to help us reduce our monthly payments at least until I can find employment?
This is a problem with the standard lending contract. It is absolute without any allowance for unusual circumstances. It is simply not flexible enough for you to drop your payments back.
Let’s explore what options you do have for your current situation. How much and what type of total debt do you have?
Please update me with your answer by posting the answer here in the comments section of your question.
You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.
P.S. Be sure to read ‘The Secret of Surviving Through Difficult Economic Times. What I Learned On My Journey‘.