Unanswered Questions

I Am a Divorced Mother of 4. My Wages Were Garnished. I Don’t Want to File Bankruptcy. – LeTonya

Because of the volume of submitted questions, I am behind in personally answering every single one. I need your help. I am publishing the question below for you to answer. Please help this person by adding your response and advice in the comments section of the original question. Click here.

“Dear Steve,

Divorced mother of 4. Husband left 9 yrs ago and I started receiving child support pymts in 2004. My current income is $1600 after taxes and $1250 in child support. My credit score is only 487. I have a Chase credit card and a Sears card in collections. I have past due medical bills, 2 repossessions and other bills as well. Everyone shakes their head when I apply for credit. A few days ago I got a vehicle that will be paid off in 2 years and when I applied there all the other creditors got ahold of my information and have started to contact me. Besides rent and my current bills, I have no way to pay anything extra towards these creditors. One of them already came after me before to garnish my wages. I moved out state before it was paid off. I would hate to file bankruptcy but I don’t think I have another choice.

Is there any way to consolidate my debt or anything that would help besides bankruptcy, or is that my only way out?


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About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

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