Back in 2003, I was in the US for my Masters degree. In 2005, I completed my masters and got a job. All was going well and my credit score was well over 640. I lost my job and my H1B visa status. I had to leave for India due to job and visa issues.
I have a pretty huge credit card debt in the US. It keeps hounding me as this is not me, this was never intentional. I am now in India, and even the collection agencies are aware about my location and address. I cannot repay as my salary in India is way too low to take care of the dollars. As I am into the IT industry, I might have to travel to the US for projects. Will I be arrested at the port of entry? I am really worried.
The United States does not detain or stop people at the border for debt problems. If they did half the people would not get in. The debt issue is not a criminal matter that might get you stopped at the border.
It’s interesting that your U.S. debt has been assigned to a debt collector in India. What kind of pressure are they applying against you? Are they making threats or just being annoying?
These international debt collection efforts are more about intimidation than anything else. I can’t see a U.S. credit card company trying to legally go after someone from and in another country.
Please update me on your progress by posting updates here in the comments section of your question. I’m very interested in how this works out for you.
You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.
P.S. Be sure to read ‘The Secret of Surviving Through Difficult Economic Times. What I Learned On My Journey‘.