Was My Sallie Mae Student Loan Eliminated in My Bankruptcy?

Question:

Dear Steve,

Hope you can give me the answer that I want. : ) I filed for bankruptcy in 2010 and the final discharge date was February 1, 2012. Included in the creditors’ payment was Claimant: Sallie Mae and the payment they received $2,566.88. Does this mean that my student loan was included in the bankruptcy?

Does this mean that my student loan was included in the bankruptcy?

Evelyn

Answer:

Dear Evelyn,

While Sallie Mae may have been listed as a creditor in your bankruptcy, your attorney would have most likely have had to file an adversary proceeding to attempt to get a discharge of the debt. That is unless the debt was a private student loan and your school or disbursement was non-conforming, as I describe in this article.

If you feel all or part of your loan was eligible for a discharge, you should contact your bankruptcy attorney to discuss a strategy for going back and dealing with this debt.

Sincerly,


You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

Damon Day - Pro Debt Coach

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