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Was My Sallie Mae Student Loan Eliminated in My Bankruptcy?

Question:

Dear Steve,

Hope you can give me the answer that I want. : ) I filed for bankruptcy in 2010 and the final discharge date was February 1, 2012. Included in the creditors’ payment was Claimant: Sallie Mae and the payment they received $2,566.88. Does this mean that my student loan was included in the bankruptcy?

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Does this mean that my student loan was included in the bankruptcy?

Evelyn

Answer:

Dear Evelyn,

While Sallie Mae may have been listed as a creditor in your bankruptcy, your attorney would have most likely have had to file an adversary proceeding to attempt to get a discharge of the debt. That is unless the debt was a private student loan and your school or disbursement was non-conforming, as I describe in this article.

If you feel all or part of your loan was eligible for a discharge, you should contact your bankruptcy attorney to discuss a strategy for going back and dealing with this debt.


Damon Day - Pro Debt Coach

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