Dump of Debt Relief Offers Raises More Concerns Than Answers

As part of my I Buy Junk Mail program, Eve sent in a number of recent debt relief mailers that landed in her mail box.

Imagine how the average person would be able to decipher the claims made or even begin to understand what company would be able to offer the debt service or solution.

As you can see in the mailers below, several are wildly generic, seem to spoof official looking government logos or forms, and never describe who the company is.

Let’s look at the facts each mailer states

Debt Settlement Offer Comparison
Company NameAddressClaimed Debt AmountClaimed Settlement AmountMonthly Payment
Unknown409 Alberto Way, Suite 2, Los Gatos, California 95032$16,000$9,600$291
Debt ServicesPO Box 4672, New York, NY 10163$15,000$7,500$225
Debt ServicesPO Box 4672, New York, NY 10163$15,000$7,500$225
Lifeline Debt Relief65 Broadway, Suite #1702, New York, NY 10006$15,000$6,750$225
NetDebt, Debt Mediation Initiative, DMI6400 Pinecrest Drive, Suite 400, Plano, TX 75024$15,000$9,750$325

I’m not sure how any average person could make any sort of comparison or sense out of the lake of facts presented. There is no evidence the examples given are the average performance of each advertiser. Some of the mailers appear generic enough to potentially be just lead generators and not even sent by the specific debt relief company.

If you had these mailers laid out on a table in front of you, how would you make the selection? Would you do it by monthly payment or proposed settlement amount?

As confusing as this can be for the average person to wade through, I have written these guides to check out who you might be working with.

  1. The Ultimate Consumer Guide to Checking Out a Debt Relief Company Before You Sign On the Line
  2. 10 Must Do Steps to Find the Best Credit Counseling or Debt Settlement Company for You
  3. How to Check Out a Business or Company to Avoid Getting Scammed or Ripped Off


Debt Services Fake Seal


Debt Services

Lifeline Debt Relief

Important Notice


You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

Damon Day - Pro Debt Coach

If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.

Steve Rhode
See also  Reader Asks About NetDebt. Let's Play "Do They Comply."

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