I had a summon against me but didnt show up to court because I was served after the court date & it honestly slipped my mind i know you are thinkind how could i forget, but after dealing with my son that has autism i really did forget, eventhough i know that is not an excuse. So now i was served with a judgement and i dont have the money to pay in full.
So what is the best thing to do and can I make payments instead of paying in full?
Bless you. Sounds like you had a lot going on and life just distracted you. However, honestly, it did sound a bit like the dog ate my homework.
It doesn’t really matter why you didn’t got to court for the lawsuit. Most people don’t, they are intimidated and scared. But the bad news is when you don’t show-up you automatically lose.
At this point the best thing is to contact the creditor that sued you and attempt to make repayment arrangements you can afford. Just don’t over-promise to make a regular payment you can’t afford. The key to success from this point forward is going to be not forgetting to make your new promised payment, even if life does get crazy. If you miss a payment, they may go for the next step, a wage garnishment.
Please update me on your progress by posting updates here in the comments section of your question. I’m very interested in how this works out for you.
You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.
P.S. Be sure to read ‘The Secret of Surviving Through Difficult Economic Times. What I Learned On My Journey‘.