I was searching for a debt consolidation loan on the Internet. They contacted me and told me they would pay my debts off and I would sign a contract with their finance agency 321 to pay them back. I signed and they have me on the hook until Feb 2020. They have not paid of my debts and when I tried to cancel them they told me they would sue me.
Now they claim they ARE ONLY A DEBT RELIEF company and they only remove things from my credit. My credit has gone from just under 700 (Fair) to just above a 600 now (Poor) Every month it goes up and down and goes down lower then it ever goes back up. I was advised they have a wonderful law agency backing them.
321 has now changed their name to RAM SERVICING
Consumer Action Taken:
I have contacted them several times trying o break the contact all they do is threaten to take me to court. Their loan company 321 says they have paid the monies to Helping America, and now I have to pay them back. No monies have ever been paid to Helping America from 321 Loans to my knowledge. My creditors have not been paid off. I have been fighting them since June 2015.
To Date I have paid them $1,763.10
Date This Problem Happened: April 4, 2015
State You Live in: North Carolina
Age Range: 66+
Total Amount of Fee Paid: $1763.10
Company Name: Helping America – 321 Loans – Ram Servicing
250 E. Palmetto Park Road, Suite 800
Boca Raton, FL 33432
Company Telephone Number: 888-983-6850
Website of Company: helpingamericagroup.com
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