debt consolidation loan

• 
  Which Company Should I Use for a Low Rate Debt Consolidation Loan?

  Question: Dear Steve, I have a credit card debt of $11,000 and I would like to get a loan to pay off my debt and make one lower payment for the loan Which company or lender should...

  • Posted October 3, 2018
  • 1
• 
  I’m a Trucker and Need a Loan to Get My Kenworth Back on the Road

  Question: Dear Steve, Owner/Operator worked in Montana/ North Dakota in the oil fields. When everything got shut down last year it took all I could do to move back home to Nebraska. Had to park my truck...

  • Posted December 14, 2016
  • 2
• 
  Can I Get a Loan for Medical and Household Expenses I Can’t Afford?

  Question: Dear Steve, It all started when I had to have my roof repaired and also needed a new air conditioner for my house. I am semi-retired and have a 1600. monthly social security fixed income. I...

  • Posted July 11, 2016
  • 1
• 
  Who Will Give Us a Loan to Payoff $100K of Credit Card Debt?

  Question: Dear Steve, We make a sizable income ($350,000) and we have just paid off most of our vehicles (only one left); problem is cc debt–the peer to peer sounds great, but $35,000 is not going to...

  • Posted May 4, 2016
  • 1
• 
  Will You Really Help to Fund My Debt Consolidation Loan?

  Question: Dear Steve, I have $40,000 in credit card debt (accruing interest) and about $10,000 currently on 0% promotions. Tried to consolidate via credit union or with Wells Fargo a several times over the years. They all...

  • Posted April 8, 2016
  • 0
• 
  People Willing to Lose a Limb or Listen to Nickelback to Eliminate Their Debt

  Prosper, the online debt consolidation loan lender, recently conducted a pool about how people are looking at or dealing with debt. The big fact that jumped out at me was that nearly 3 percent of respondents would...

  • Posted August 6, 2015
  • 0
• 
  Who is a Good Debt Consolidation Company to Work With? – Rondell

  “Dear Steve, Im 49 years old, gross about $60,000 a year, im about $27,000 in debt want and need to get this debt off my back , tried doing it myself, writing creditors, obtaining credit reports, etc,...

  • Posted December 3, 2013
  • 1
• 
  I’d Love to Find a 10 Year Loan to Consolidate My Credit Cards. – Lori

  “Dear Steve, $27k in revolving debt and another $20k already set up in low rate repayment schedule loans of debt. I just want to know if any banks offer consolidation loans for a 7 year term where...

  • Posted June 13, 2013
  • 4
• 
  I Was Turned Down by Lending Club and Prosper for a Debt Consolidation Loan. – Brian

  “Dear Steve, I applied at LendingClub.com and at Prosper.com for a loan to consolidate my debt. I was declined at both. I have been trying to find a solution to consolidate my debt and eventually eliminate it....

  • Posted June 4, 2013
  • 0
• 
  I Was Approved for a Debt Consolidation Loan. What Now? – Ricardo

  “Dear Steve, Thank you so much for a great site of information! I just contacted LendingClub.com and was approved for a little under $30k. I was looking for the full amount of $35k, but no need to...

  • Posted May 29, 2013
  • 0
• 
  Where Can I Really Refinance My Private Student Loans? – Eveline

  “Dear Steve, Ex husband co-signed on private student loan while married. There is a balance of approx. 11,000 left on the loan amount. My credit is bad, and I have not been able to refinance in my...

  • Posted May 9, 2013
  • 0
• 
  The Ultimate Debt Consolidation Loan Guide: Getting Approved, Acting Smart, and Being Wise

  You hear a lot of rubbish online about getting a debt consolidation loan and a lot of just flat out incorrect information. It’s time to put an end to that and help you get the facts so...

  • Posted April 13, 2013
  • 4
• 
  We Would Love to Get a Debt Consolidation Loan to Pay Off Credit Card Debt. – Laura

  “Dear Steve, We have a lot of credit card debt due to losing almost a year in income to care for an ill family member. We own our home. We have zero late(s) on anything – all...

  • Posted April 2, 2013
  • 0
• 
  Should I Drain My Savings to Payoff My Student Loans? – Sean

  “Dear Steve, Currently have 4 outstanding debts: Student Loan: $6,549.39 3.5% – making monthly payments of $827.25 Student Loan: $3,721.63 3.0% – making monthly payments of $537.00 Student Loan: $2,749.59 4.875% – making monthly payments of $399.23...

  • Posted March 19, 2013
  • 21
• 
  Is This Unsecured Debt Consolidation Loan the Best Way to Pay Off My Credit Cards? – John

  “Dear Steve, Have numerous cards ( 3 standard visa cards , 2 store cards, gas card) most of them close to being to max limit. I make the monthly payments on time and have been for years....

  • Posted February 8, 2013
  • 0
• 
  I Have Great Credit But Where Can I Get an Unsecured Debt Consolidation Loan? – Tony

  “Dear Steve, I have 3 credit cards, all maxed out : $18000 at 29.99% interest, one for $23000 at 15% interest, and the other is $6000 at 10% interest. I pay my credit card statements on time...

  • Posted February 5, 2013
  • 0
• 
  Who Will Give Me a Debt Consolidation Loan to Payoff My Debt? – Tony

  “Dear Steve, I have 3 credit cards, all maxed out, one is $18000 at 29.9% interest rate, the other one is $23000 at 15% interest and the 3rd is $5000 at 10% interest. I pay all payments...

  • Posted February 3, 2013
  • 0
• How Can I Find an Honest and Legitimate Debt Consolidation Loan Company? – Richard

  “Dear Steve, We have about 25k in debt. This is old debt and not because we spend alot of money.. We have 250k in equity in our house and have been trying to get a second on...

  • Posted December 27, 2012
  • 0
• 
  Is Lending Club a Good Place for an Unsecured Debt Consolidation Loan? – Mary

  “Dear Steve, In debt to my eyeballs, starting with under-employment and day care for three kids, including infant twins, 10 years ago. Paid cash for day care and put everything else on credit particularly when husband was...

  • Posted November 28, 2012
  • 6
• Debt Consolidation Loan Company CFB Wants Me to Pay Big Advance Fee on Green Dot Pre-Paid Card. – Beverlynn

  “Dear Steve, Steve, I was contacted by CFB,LLC(Merchant Credit) that I was approved for a $15,000 debt consolidation loan. Unfortunate for them I read your blog about charges for fees to get the loan. They want me...

  • Posted August 22, 2012
  • 2
• Can I Really Get an Unsecured Debt Consolidation Loan With Poor Credit? – Michelle

  “Dear Steve, Poor credit score below 600, great income if I didn’t have all of this debt, Is there any company that will give me a debt consolidation loan with poor credit? Really trying to get my...

  • Posted July 1, 2012
  • 1
• Can We Get a Loan on the Equity in Our House Without Refinancing? – Dorothy

  We want to get cash out of our house, but wonder if we can do this without refinancing the house. Because if we refinance it will take longer to pay off the house. We have 6 more...

  • Posted February 16, 2012
  • 1
• 
  Unsecured Debt Consolidation and Personal Loans Being Handed Out at Record Rates

  For those with reasonably good to great credit the idea that the bank is the only place to obtain a debt consolidation loan are just incorrect. For quite some time now I’ve been going on and on...

  • Posted February 2, 2012
  • 0
• We Can’t Afford the NFCC Debt Consolidation Payment. – Tara

  “Dear Steve, My husband and I would like to consolidate our debt into one payment, but do not want to be scammed. Collectively we have 41,000 in debt, including school debt and credit. We cannot file for...

  • Posted November 16, 2011
  • 0
• I Need to Consolidate my Credit Card Debt. – Amie

  “Dear Steve, I recently took a pay cut, however I am more happy with my job. I also no longer have a roommate so I’m looking to combine all my outstanding debt into one lump sum in...

  • Posted November 7, 2011
  • 0
• Where Can I Get Help With Debt Consolidation? – Phillip

  “Dear Steve, I’m newly married with kids. After facing multiple vehicle repairs and paying below the minimum payment each month, I’m in a hard place. I’m getting letters and phone calls but have nothing to give. How...

  • Posted September 19, 2011
  • 3
• I Want to Combine My Debt Into One General loan at Low Interest. – Wendy

  “Dear Damon, I have credit card debt $40k from starting my own business 2 yrs ago. Finally supply is meeting demand of current bills. Additionally, I took out a $100k business loan which is considered a 2nd...

  • Posted September 18, 2011
  • 0
• I’m Borrowing Money to Pay My Credit Card Bills. What Should I Do? – Lowell

  Lowell “Dear Steve, I am barreled into credit card debt. I am current but only because I am borrowing more to pay current bills. It is about to come to an end though because cc co have...

  • Posted July 25, 2011
  • 0
• Who Can I Trust for a Debt Consolidation Loan? – Donald

  “Dear Steve, Currently have credit card debt totaling about 16,000 and two car loans with pay off amounts of about 23,000 combined. I am keeping up on the monthly payments, but some months are cutting it close....

  • Posted July 22, 2011
  • 0
• Consolidating My Debt, Is It Possible to Get a Debt Consolidation Loan? – Ash

  “Dear Steve, I started of by having a couple of credit cards with high interest rates. I would open up another account and do balance transfer to lower the interest rate. Instead of closing the older account...

  • Posted June 15, 2011
  • 0
• I Wasn’t Making a Lot Working in Minor League Baseball and Looking How to Get Out of Debt. – Jen

  I went through a stretch when I moved to California originally for a job where the dog got sick, then the car broke then the dog got sick again and the California job was my first full...

  • Posted June 3, 2011
  • 2
• Historic Debt Consolidation Ads

  Advertisements for debt consolidation loans are nothing new. Check out these gems from the past. “GET YOUR DEBTS SQUARED UP” BY obtaining money through us; all that is required that you hold a salaried position; no red...

  • Posted December 30, 2010
  • 0
• I Don’t Want to Take the Consolidation Loan From Wells Fargo. – Mary

  “Dear Steve, I am 60, husb is 62. Own land/home worth 300,000+ free and clear. Never took out loans – used low interest cr cds. Our credit score is around 730. All pmts on time always. Making...

  • Posted December 21, 2010
  • 0
• The Best Day of the Week to Apply for a Debt Consolidation Loan

  You know how sometimes you start wondering about odd stuff. Granted sometimes it’s things like, “How do they get the cream filling in a Twinkie?” Well recently I was curious what day of the week most people...

  • Posted December 13, 2010
  • 3
• I Need a Loan to Pay Off My Debt. – Angela

  “Dear Steve, I have too much credit card debt and with all the payments and high APR’s the payment aren’t going anywhere and I want to pay them off and just have one monthly payment I need...

  • Posted November 16, 2010
  • 4
• Will You Help Fund Our LendingClub.com Debt Consolidation Loan? – Sandy

  “Dear Steve, I have been subscribing to your site for quite a while and have learned alot -thanks you for all the help! We have just applied for a loan on LendingClub and hope you will take...

  • Posted November 8, 2010
  • 9
• I Can Make My Payments But Looking For The Fastest Way Out of Debt. – Tanya

  “Dear Steve, I am a 30-year old female. My credit score is in the 720’s. I make payments on time (though usually just the minimums). I owe approximately $16,000 in credit card debt, $7500 in a personal...

  • Posted October 21, 2010
  • 0
• What Debt Do We Pay Off First? – Diana

  “Dear Steve, I am currently trying the debt snowball method to get out of debt. We have a debt consolidation loan that we took out 2 years ago and yes, we ran up the cards again and...

  • Posted August 4, 2010
  • 0
• What You Need to Know Before You Refinance Your Home to Pay Off Debts

  Consolidating your debt with the equity in your home can be a terrific money-saving strategy. The interest rate may be much lower than you’re paying on your other bills and, if you itemize on your tax return,...

  • Posted June 7, 2010
  • 0
• We Want to Payoff Our Debt Quickly Without Hurting Our Credit. – Heather

  “Dear Steve, We have about 30,000 in credit card debt. We have perfect credit and do not want to destroy our credit score, but we are starting to worry about making payments…we have never been late on...

  • Posted May 19, 2010
  • 0
• How Do My Hubby And I Get Out of Bad Credit On One Low Income in Australia? – Evelyn

  Evelyn “Dear Steve, Hi both my husband and i are in around $40k debt combined. We live in Sydney on only his one income and find it hard to live comfortably now we seem to be going...

  • Posted April 19, 2010
  • 1
• I Have a Great Credit Score But Want to Eliminate My High Interest Credit Card Debt. – Keith

  “Dear Steve, I am looking for a way to reduce my interest rates on my credit cards so that I may pay the 16000 dollar debt off in a reasonable amount of time. I want to pay...

  • Posted April 16, 2010
  • 0
• How Can I Consolidate My Debt and Get My Life On-Track Again? Carol

  “Dear Steve, I need to consolidate my debt to one payment get on a budget and get my life on track with my finances. LEARN TO BUDGET and not spend foolishly Can i get a loan in...

  • Posted April 12, 2010
  • 0
• Does Your Program Damage Our Credit Rating? – Ruth

  “Dear Steve, My husband and I both work…. have gotten into cc debt a couple of years ago with oil pricing going over the top and apartments that needed heating. We have not used our cc’s in...

  • Posted March 31, 2010
  • 0
• Deepu’s Wife is Unemployed And is Looking for a Debt Consolidation Loan

  Deepu “Dear Steve, I was referred to you by the ARAG group. My wife has $13000 in credit card debt. she is unemployed. We are in a rough spot but things should get better March 1st, 2009....

  • Posted March 23, 2010
  • 0
• We Took Out Loans to Pay Off Debt and Now We Are Behind Again. – Suzi

  “Dear Steve, My husband and I are about $27,000 in debt. We have 2 personal loans-unsecured. One will paid off is 2 years and the other in 3 years. Both are current on the payments. We took...

  • Posted March 18, 2010
  • 0
• I Need a Debt Consolidation Loan to Pay Off My Debt Consolidation Loan. – Brandon

  “Dear Steve, I would like to get a loan to pay off some credit card debt and a loan i took out several yrs ago to help pay off debt… the loan i have has a huge...

  • Posted March 16, 2010
  • 7
• Debt Consolidation Lender Has Too Much Money to Lend. Needs Customers.

  LendingClub.com just told me that they are backing up with too much money to lend to consumers and are in search of people that are looking for fixed rate, unsecured loans. LendingClub.com is a people-to-people lending network...

  • Posted March 16, 2010
  • 2
• Where Can I Go to Get an Unsecured Debt Consolidation Loan? – Tim

  “Dear Steve, I have credit card debt that I want to consolidate. No one will give me a loan. I have allot of debt ($25,000 total with car) but I have no late payments. I am financially...

  • Posted March 15, 2010
  • 0
• Should I Get a Bank of America Debt Consolidation Loan? – Erica

  Erica “Dear Steve, If I wanted to roll my vehicle, credit cards and a dental bill all totalling about $40,000 which debt consolidation lender would be the best? I was considering BOA as I bank with them...

  • Posted February 17, 2010
  • 3