Home > Tag Archives: debt consolidation loan

Tag Archives: debt consolidation loan

Who Will Give Us a Loan to Payoff $100K of Credit Card Debt?

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Question: Dear Steve, We make a sizable income ($350,000) and we have just paid off most of our vehicles (only one left); problem is cc debt–the peer to peer sounds great, but $35,000 is not going to cut it–need more like $100,000 to truly pay down the debt. Contrary to how it sounds, we are responsible, NEVER pay late and ... Read More »

    Will You Really Help to Fund My Debt Consolidation Loan?

    Handshake with Money Sign

    Question: Dear Steve, I have $40,000 in credit card debt (accruing interest) and about $10,000 currently on 0% promotions. Tried to consolidate via credit union or with Wells Fargo a several times over the years. They all declined for the same reason: too many high balances on revolving debt. Well duh, that is the point of getting a debt consolidation ... Read More »

      People Willing to Lose a Limb or Listen to Nickelback to Eliminate Their Debt

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      Prosper, the online debt consolidation loan lender, recently conducted a pool about how people are looking at or dealing with debt. The big fact that jumped out at me was that nearly 3 percent of respondents would be willing to cut off an arm or a leg to have their debt eliminated. Seriously? Here are the results of the Prosper ... Read More »

        Who is a Good Debt Consolidation Company to Work With? – Rondell

        Sagging Economy

        “Dear Steve, Im 49 years old, gross about $60,000 a year, im about $27,000 in debt want and need to get this debt off my back , tried doing it myself, writing creditors, obtaining credit reports, etc, some of my debt is so old its been sold off to other companies over and over. I’m thinking about getting a debt ... Read More »

          I’d Love to Find a 10 Year Loan to Consolidate My Credit Cards. – Lori

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          “Dear Steve, $27k in revolving debt and another $20k already set up in low rate repayment schedule loans of debt. I just want to know if any banks offer consolidation loans for a 7 year term where they take our cards, issue payoff checks and cut our cards, anymore? I so want to pay off our debt the right way ... Read More »

            I Was Turned Down by Lending Club and Prosper for a Debt Consolidation Loan. – Brian

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            “Dear Steve, I applied at LendingClub.com and at Prosper.com for a loan to consolidate my debt. I was declined at both. I have been trying to find a solution to consolidate my debt and eventually eliminate it. No places simply want to provide a loan. My credit score is good (690 ish). What other steps should I take to consolidate ... Read More »

              I Was Approved for a Debt Consolidation Loan. What Now? – Ricardo

              You want your pilot to use a checklist so they don't miss anything important, don't you?

              “Dear Steve, Thank you so much for a great site of information! I just contacted LendingClub.com and was approved for a little under $30k. I was looking for the full amount of $35k, but no need to get greedy, right? LoL very thankful for what was offered. My question involves what exactly to pay off. 5 credit cards totalling just ... Read More »

                Where Can I Really Refinance My Private Student Loans? – Eveline

                loan-approved

                “Dear Steve, Ex husband co-signed on private student loan while married. There is a balance of approx. 11,000 left on the loan amount. My credit is bad, and I have not been able to refinance in my own name, of course Wells Fargo will not do it because it is better to have 2 signers responsible for this than 1. ... Read More »

                  The Ultimate Debt Consolidation Loan Guide: Getting Approved, Acting Smart, and Being Wise

                  loan-approved

                  You hear a lot of rubbish online about getting a debt consolidation loan and a lot of just flat out incorrect information. It’s time to put an end to that and help you get the facts so you can make a good educated decision. So here is my guide to help you learn the pros and cons about getting a ... Read More »

                    We Would Love to Get a Debt Consolidation Loan to Pay Off Credit Card Debt. – Laura

                    loan-approved

                    “Dear Steve, We have a lot of credit card debt due to losing almost a year in income to care for an ill family member. We own our home. We have zero late(s) on anything – all debts current and paid on time. We short saled a home in 2009 and do not owe a balance. We’re both employed and ... Read More »

                      Should I Drain My Savings to Payoff My Student Loans? – Sean

                      Big Scam Dog

                      “Dear Steve, Currently have 4 outstanding debts: Student Loan: $6,549.39 3.5% – making monthly payments of $827.25 Student Loan: $3,721.63 3.0% – making monthly payments of $537.00 Student Loan: $2,749.59 4.875% – making monthly payments of $399.23 Car Note: $5,136.86 1.9% – making monthly payments of $647.85 Current savings: $39,000…~$55,000 in 401k No other credit card debts or obligations Salary ... Read More »

                        Is This Unsecured Debt Consolidation Loan the Best Way to Pay Off My Credit Cards? – John

                        couple working

                        “Dear Steve, Have numerous cards ( 3 standard visa cards , 2 store cards, gas card) most of them close to being to max limit. I make the monthly payments on time and have been for years. However the interest rates on them are really high on a few and was wondering if doing the unsecured consolidation loan was the ... Read More »

                          I Have Great Credit But Where Can I Get an Unsecured Debt Consolidation Loan? – Tony

                          Happy people celebrating with money raining

                          “Dear Steve, I have 3 credit cards, all maxed out : $18000 at 29.99% interest, one for $23000 at 15% interest, and the other is $6000 at 10% interest. I pay my credit card statements on time every month, I haven’t missed a payment but yet the credit union and personal bank decline my debt consolidation loans and I have ... Read More »

                            Who Will Give Me a Debt Consolidation Loan to Payoff My Debt? – Tony

                            magnifying glass and a Denied credit application form

                            “Dear Steve, I have 3 credit cards, all maxed out, one is $18000 at 29.9% interest rate, the other one is $23000 at 15% interest and the 3rd is $5000 at 10% interest. I pay all payments on time and have great fico score but all credit unions and personal banks decline my debt consolidation loans. what is the best ... Read More »

                              How Can I Find an Honest and Legitimate Debt Consolidation Loan Company? – Richard

                              Ready to Collapse

                              “Dear Steve, We have about 25k in debt. This is old debt and not because we spend alot of money.. We have 250k in equity in our house and have been trying to get a second on our house so we could pay this debt but because our credit is about 650 (all payments are on time it is just ... Read More »

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