Do I Have to Pay Capital One When I Sell My House?


Dear Steve,

Have two old balances from 2005 with Capital one. Had no job and couldn’t pay them.

Capital One put a judgement on me through lawyers and now the lawyers say that my accounts have been closed. Do I still owe them the balances if I sell my house?



Dear Reyne,

Yes. But if the judgments were turned into liens against your real property, they would be satisfied at the real estate closing for your house when you sell it.


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Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
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