“Dear Steve,
Self-employed, no assets. £16000 (UK) in debt and out of work.
I would like some help with probably going bankrupt, as it looks like the most sensible solution in my circumstances. I would like to find some help, without falling into one of those debt managment companies. I i really dont know where to start, but when i have looked before i get constantly hasseled by loan companies and debt managment etc. I know Iam from the UK and it seems you are US based, but you did offer to help on your site 😉 and you may have some ideas of who could help guide me on this. Thank you.
Michael”
Dear Michael,
I understand your concern about who to trust.
I’ve got just the guy for you. Contact Jon at Myvesta UK. I actually created a bankruptcy assistance programme when I was in the UK that Jon still runs. We have a relationship with a really great insolvency practitioner and together with Jon they can handle everything for you. I even shot a whole series of videos with another insolvency practitioner and with the Insolvency Service about bankruptcy to help answer any questions people might have.
Please update me on your progress by 
You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.
Hi Steve, thanks for your reply.
I have had a good look at their website, and they do seem to quite genuine (as im sure you know there are many companies who claim to help, but actually they have hidden conflicts of interest). Also another thing to note is they are a ‘not-for-profit’ organisation.
So after much deliberation, I have called Myvesta and am currently waiting for a call back (they have an answer phone system as they seem quite busy).
Also whilst investigating, I have discovered that there are lighter alternatives to bankruptcy which I hope I will be able to take advantage of.
Of course I will keep you updated on my progress and adventures at the darker end of finance.
Many thanks. M.