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Author Archives: Guest Post

3 Ways to Avoid Costly Rental Car Insurance

Drive Carefully

I’ve been rear-ended in a rental car by a hit-and-run driver. And on my last business trip, the rental agent almost foisted a car with a scratched-up bumper on me. (Thankfully, I remembered to inspect the vehicle before I left the lot and asked for a different one.) So I know firsthand the importance of making sure you have adequate ... Read More »

    Feds: Millions Targeted by ‘Phantom’ Debt Collection Scheme

    angry woman

    A Georgia firm called millions of consumers attempting to collect on “phantom” debts, and tricked consumers by citing personal information purchased from payday loan lead generators, federal investigators allege. A lawsuit against Universal Debt and Payment solutions and a host of related companies was revealed Wednesday, alleging the firm’s tactics included purchasing personal information from data brokers that operators could ... Read More »

      The Myth of the 4-Year College Degree

      college-class

      Choosing the right college involves some serious decisions. Where to attend, how much it will cost, and is it affordable, are usually the first questions that come to mind. Many people tend to base the answers to these questions on the annual tuition information posted by schools, and assume that it will take them four years to obtain a “four-year ... Read More »

        7 Colleges You Can Attend for Free

        14690591067_92efd28966_b

        There are several ways to avoid taking out student loans in order to get a degree. The first: save a ton of money. That’s usually best accomplished over the course of a child’s lifetime. Another tactic: scholarships. Then there’s the option of choosing an inexpensive school you can pay for out of pocket, probably by working in addition to studying. ... Read More »

          How Much Can Gardening Really Help You Save on Produce?

          world-health-day

          About this time of year, a lot of us think that maybe we could grow some of the food we eat. If not to save money, then to know where our food came from and what chemicals it was exposed to. Meryl Streep was famously quoted as saying, “It’s bizarre that the produce manager is more important to my children’s ... Read More »

            5 Ways to Protect Yourself From Credit Card Fraud at Gas Stations

            gas-station-fraud

            Consumers typically worry about credit card fraud when making purchases online or conducting ATM transactions, but over the past few years, fraudulent credit card activity has taken the form of gas station scams that use technology to victimize patrons. According to the FTC’s 2011 Sentinel Network Data Book, which reports on consumer complaints, credit card fraud was ranked second among the highest and ... Read More »

              10 Most Affordable Communities for Renters

              Swimimng pool and Apartment houses

              Housing expenses often take up the largest share of people’s monthly budgets, so if you can’t find affordable housing, it can make everything more difficult. People who live in densely populated areas know this all too well and understand that high rent prices are just a part of living where they want to be (I’m looking at you, New York and ... Read More »

                How Tax Scam Victims Can Clear Their Name With The IRS

                tax_scam_victims

                Tax season is one of the busiest seasons for fraudsters and criminals who prey on the public’s desire to remain in good standing with the Internal Revenue Service (IRS). Despite the efforts being made by both the IRS and savvy taxpayers, tax scams will still occur. So, victims must take a proactive role in clearing their names. If you become the ... Read More »

                  Is an SAT Prep Course Worth the Cost?

                  student loan debt

                  Only one thing was stopping Justis Slattery from playing soccer in college: his SAT scores. He found a school he wanted to attend, and soccer coach he really wanted to play for, says his mother, Stacy. He earned a coveted spot on the team, and an admissions counselor told him he shouldn’t have any problem getting in. But then he learned ... Read More »

                    5 Things We Can Do Now to Solve the Student Loan Problem

                    Student Loans Concept

                    The U.S. Department of Education recently unveiled a new and improved methodology for calculating student-loan payment delinquencies. Where it once figured the late-payment rate of student loans as a whole to be 17%, the department has now determined that when the same data is expressed in terms of individual borrowers, it’s as high as 38%. However, the new calculations don’t ... Read More »

                      Is Your Tax Refund Too Big?

                      tax_fraud

                      Taxpayers getting back money from the government this year have received an average refund of $ 2,893 so far, according to March 26 data from the Internal Revenue Service. That’s a nice bump up in cash flow, and a lot of people look forward to it as a chance to splurge, pay down debt or add to their savings. But those people ... Read More »

                        How Long Will $1 Million Last You?

                        save_or_make_money

                        Can money buy happiness? Last year, both Forbes magazine The Wall Street Journal researched this question. Their conclusions were, well, inconclusive. “Well, maybe,” Forbes said. “It’s true to some extent,” the Journal said. Here’s the problem: How much money do you need to be happy? To be more specific, how much do you need to stop working? Earlier this year, ... Read More »

                          The ‘Free’ Federal Grant Scam Is Back

                          tax_scams_to_avoid_this_season

                          The Better Business Bureau has posted a warning to consumers about a free-grant scam that could cost victims the contents of their entire bank accounts. It starts with a message — phone, email, social media, anything — saying the government is offering free grant money, and your application is guaranteed to be accepted. They’re pitching a desirable idea: free money ... Read More »

                            2 Strategies for Buying a Home When You’re in Debt

                            Spring is here already. Are you lining up your finances for a home purchase this year? And are you not sure whether to put more money toward paying off other debts or your upcoming down payment? Here’s how to figure out the best strategy to improve your figures. Here are some key questions to ask yourself: How much house payment ... Read More »

                              Broke With Privilege

                              Broke-with-Privilege

                              My mother grew up in poverty, raised by a single-mother in a non-English speaking household in New York City. Without the slightest hint of today’s buzzword – “privilege”- in her upbringing, she worked and earned herself a scholarship to Barnard College and later, Columbia Business School, paving the way for her unprecedented career successes. I, on the other hand, grew ... Read More »

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