Latest Posts
Home > Author Archives: Guest Post

Author Archives: Guest Post

What’s that chip doing on my credit card?


Sep 29 2015 By Will Wade-Gery Did your bank recently send you a new credit or debit card with a shiny, metallic chip on the front? You may have noticed that some cards have this chip in addition to the standard magnetic stripe on the back of the card. Lately, we’ve received questions from people wanting to know what these ... Read More »

    Raising Future Millionaires


    Maybe it’s a bit presumptuous on my part to title this post “Raising Future Millionaires”, a better title may have been “Raising Potential Future Millionaires.” Although I do not know what the future exactly holds for my three children, I do know my wife and I have laid down a solid foundation for them so far. No I’m not here ... Read More »

      5 Inspiring Warren Buffett Investing Quotes


      Warren Buffett is considered one of the most successful investors of our time. According to BusinessInsider‘s Andy Kiersz, in “Here’s How Rich You’d Be if You’d Invested $ 1,000 in Buffett Way Back When”, $ 1,000 invested in Berkshire Hathaway in 1964, would be worth about $ 11.6 million today. This information uses the 1964 share price of $ 19 ... Read More »

        How Much Do We Need to Save For a Baby?


        Having a baby girl has been a wonderful blessing for us. As we’re settling into her 3rd month, we’re constantly surprised at how quickly she’s growing. When we found out we were expecting, my husband and I decided that we were going to set aside some money to cover baby expenses. If you’re in the same boat, I hope this ... Read More »

          Budgeting for Travel as Part of Your Retirement Planning


          For years, you dreamed of traveling after you retired. Now the time is near and you’re ready to pack your bags, but you wonder how much it will cost and how you’ll budget for the trips you’re planning. To help us answer that question, we contacted Donna L. Hull. Since 2008, she’s traveled and blogged about it at My Itchy ... Read More »

            FTC Action Stops Scammers Who Collected Millions in Phantom Payday Loan Debts


            The operators of a fraudulent debt collection scheme will be banned from the debt collection business under a settlement with the Federal Trade Commission, resolving charges that they illegally processed more than $5.2 million in payments from consumers for payday loan debts they did not owe. The settlement resolves a complaint the FTC filed against Kirit Patel, Broadway Global Master ... Read More »

              Are Kids Really That Expensive?


              Becoming parents this summer has been the biggest change in our lives. So far it’s been a blast with our daughter. She’s such a happy and laid back baby. We did our best to prepare for the big event including emotionally and financially. I’ve heard from people (friends and online blogging buddies) that raising a kid can be expensive. I ... Read More »

                How to Budget on a Teacher’s Salary


                With the school year done in our area and others, I’ve been able to spend more and more time with my mom on the phone catching up. While she sometimes goes on trips during her break, this year she wants to be flexible as she’s awaiting the arrival of our baby next month, her first grandchild. We’re happy she’s able ... Read More »

                  How To Empower Yourself Through Personal Finance


                  “What do you do?” After your name, it’s probably the most common question people ask – I know I do. During my career as a full-time actor I would state my profession, either dreading or anticipating the inevitable follow up – “So, what are you working on?” If I was doing a show, I’d excitedly humble brag about it, and ... Read More »

                    New Data Reveals Stark Gaps in Graduation Rates Between Poor and Wealthy Students


                    by Annie Waldman ProPublica, Sep. 24, 2015, 3:33 p.m. A new report released Thursday provides a detailed look at the graduation rates of low-income college students. At many colleges, low-income students graduate at much lower rates than their high-income peers. At the University of Missouri-Kansas City, only 35 percent of Pell Grant recipients graduate college, a rate that is more ... Read More »

                      How I Accidentally Hurt My Credit Score & Undid the Damage

                      get out of debt

                      What happens when you find an inquiry on your credit reports and you don’t think it’s accurate? The typical response to a consumer’s question about getting an inquiry removed from his or her credit report is, “It can’t be done.” While that’s generally true, there are some exceptions, as our reader Kris learned. Here’s what happened. He received a pre-approved ... Read More »

                        Why Lower Interest Rates Alone Won’t Fix the Student Loan Crisis

                        get out of debt

                        When Congress passed the Bipartisan Student Loan Certainty Act of 2013, interest rates were on the verge of doubling. Once the legislation was signed into law, however, rates fell, and the sponsoring politicians rushed to take credit for having solved a notorious problem for all time. If only that were true. Apart from the legislation’s absurdly contrived tiered-pricing methodology for ... Read More »

                          Debit Card Thief Manages the Impossible: Spends $293 at Panda Express

                          get out of debt

                          Police in Colorado are looking for a man who they say stole a debit card out of a car on Aug. 5 and used it to make hundreds of dollars of fraudulent purchases, including nearly $ 300 at a Panda Express, reports Fox 21 in Colorado Springs. I would really like to know what exactly this guy bought at Panda Express, because ... Read More »

                            3 Little Expenses You Can Cut to Pay Off Debt

                            get out of debt

                            If you’ve ever overdrawn your checking account while trying to live on a budget, you already know it doesn’t take a big hole to sink you — little leaks can do the trick. Tiny, unbudgeted expenditures, if they are numerous enough or if you give them long enough, can do some pretty serious damage. And if you are trying to repay debt, ... Read More »

                              Is That Super-Low Mortgage Rate Too Good to Be True?

                              get out of debt

                              Have you ever heard about the great low mortgage rates in the media, only to call a mortgage company and receive conflicting information? Here’s why that happens. First, real-time information is critical. When you hear about mortgage rates in the news, by the time you to take action, the information is already dated. Mortgage rates and pricing change just the ... Read More »

                                Get My FREE Get Out of Debt Guy Newsletter

                                Latest Info, Best Advice, Cutting Edge Tips

                                I promise to keep your email safe and secure.