Latest Posts
Home > Author Archives: Guest Post

Author Archives: Guest Post

5 Fitness Strategies for the Extremely Tight Budget

Ready to Collapse

Getting fit doesn’t have to break the bank. Here are five ways to stick to a tight budget and awaken the athlete within! 1. Sponsorships If you are dedicated to self-growth, you may not realize it, but you could be an invaluable publicity asset for a local gym. Map out some of the local, smaller fitness centers in your area; ... Read More »

    Things to Watch for When Signing an Assisted Living Contract for/with a Parent

    Ready to Collapse

    If you’re at a point where you are researching different assisted living facilities for a parent, then you are probably also looking at assisted living contracts. With the average cost of an assisted living facility at $ 42,000 per year (Genworth Financial), you’ll be making a sizable financial commitment. So what should you be looking for when you’re reviewing these ... Read More »

      10 Things You Need to Do Before Declaring Bankruptcy

      Ready to Collapse

      A lot of people have the misconception that filing for bankruptcy is the easy way out. This could not be any further from the truth. Bankruptcy is not an escape route that frees you from all the financial shackles that had kept you confined. Instead, bankruptcy is a form of acknowledgement of the fact that your finances are beyond your ... Read More »

        Helping Aging Parents Cope When Living Separately in Assisted Living

        Ready to Collapse

        According to the CDC, the average life expectancy is 78.8 years. As parents age, they may begin experiencing diminished capacity. They might need the help offered in an assisted living facility. In some cases, caregivers may determine at a certain point that parents need to live separately with one living in an assisted living environment while the other lives independently ... Read More »

          Choosing a Prepaid Cell Phone May be Your Best Call

          get out of debt

          Choosing a Prepaid Cell Phone may be your Best Call: By Debra L. Karplus Think back to the last millennium, perhaps ten or so years ago, if you can remember that far into the past. The terms “apps” and “texting” and even “24/7” hadn’t yet crept into the vernacular. Cameras and telephones were two completely separate devices. Internet and email ... Read More »

            The Sunny Side of Solar Heating

            get out of debt

            The Sunny Side of Solar Heating: Can solar heating your home save you money? By Debra L. Karplus “I was too early on solar power—let’s not be too late”, states Robert Redford, well-known actor, director and environmental activist. Redford appears to have a clear perspective on home heating needs for today. Solar heating is a concept whose time has perhaps ... Read More »

              Money-Making Idea for the Enterprising Teen or Pre-Teen

              get out of debt

              Get Ready Now! Money-Making Idea for the Enterprising Teen or Pre-teen By Debra L. Karplus It’s frustrating being too old for summer camp, but too young to drive and have a real job. Gathering together with friends at the mall, every day, stops being fun after awhile. A summer with some structure and meaningful activity can be more satisfying. You ... Read More »

                Is a Free Portfolio Review Really Free?

                Ready to Collapse

                Is a Free Portfolio Review Really Free?: How to work with a financial planner By Debra L. Karplus You’re a conscientious person. You take excellent care of your home, car and personal belongings. You visit the doctor and dentist regularly for exams, even when you’re healthy, to make sure everything’s okay. A friend mentioned that you should also have your ... Read More »

                  Online Calculators: Valuable Financial Decision-Making Tools

                  get out of debt

                  Online Calculators: Valuable Financial Decision-Making Tools By Debra L. Karplus Financial decisions can be mind-boggling at times. Whether you are shopping for a mortgage or auto loan with competitive interest rates and affordable monthly payments, checking out insurance quotes with reasonable premiums, trying to select the credit card that works best for your family, putting together a household budget with ... Read More »

                    Why Pet Insurance might be Right for You

                    get out of debt

                    When Fluffy Gets Sick: Why Pet Insurance might be Right for You By Debra L. Karplus You love your children dearly, but it seems that you spend way too much time taking them to the pediatrician. Whether it’s a routine school physical and required immunizations or another case of pink eye, it’s physically exhausting to deal with at times. If ... Read More »

                      The Babysitting Club

                      get out of debt

                      The Babysitting Club by Debra L. Karplus When our children were young, like other families, we had little money to spend for a babysitter. Sometimes, we wanted to go out to a movie or enjoy some quiet time without children. To save money, our family organized a babysitting club with seven other families who had children of the same age. ... Read More »

                        Government Help with Home Repairs

                        get out of debt

                        Government Help with Home Repairs By Debra L. Karplus You’ve been living in your home for awhile. It seems that every time you cross off a task on your to-do list, you notice more things that need fixing. A loose gutter has created a soft spot in the roof where squirrels have gotten in and chewed electrical wiring; the dining ... Read More »

                          Tips for the Moonlighting Entrepreneur

                          get out of debt

                          The moonlight entrepreneur is a professional who’s exploring other options for a career through passion and fulfillment. The day job is not exactly the driving force to a purposeful life for the moonlighting entrepreneur and what follows is the affair with another profession. This is a wonderful gateway to a new chapter. It’s a positive step to explore what creates ... Read More »

                            5 Things to Consider Before You Collect Your Social Security Benefits

                            get out of debt

                            Nov 17 2015 By Stacy Canan and Hector Ortiz If you’re approaching retirement, you’re probably thinking about when to start collecting your Social Security retirement benefits. To help you make a more informed decision about when to claim, we created a new tool called “Planning for Retirement”. You’ll see how your claiming age affects your benefits and get tips relevant ... Read More »

                              Lifestyle Changes to Consider Before Taking in a Grandchild

                              get out of debt

                              Sometimes when special circumstances arise, grandparents may find themselves taking in a grandchild to live with them. As these changes all take place, grandparents may wonder exactly how life will change when the grandchild comes to stay. We reached out to Sara Schwartz of to give us some insight on the lifestyle changes to consider before taking in a ... Read More »

                                Get My FREE Get Out of Debt Guy Newsletter

                                I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.You can unsubscribe at any time with just one click.After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.

                                I promise to keep your email safe and secure.