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Author Archives: Guest Post

Look How Different It is to Get Out of Debt in Scotland

Eilean-Donan-Castle scotland

Scotland remains very much a part of the United Kingdom, despite the prospect of becoming an independent country having been raised in earnest during the national referendum on the subject back in 2014. But even as part of the UK, Scotland is able to function as its own country in many respects and can often establish quite different ways of ... Read More »

    Gunsmoke Gun Shop Owner and Former Discovery Channel Star Indicted and Arrested for Conspiracy, Dealing in Firearms without a License and Tax Related Charges

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    Richard Wyatt, 52, of Evergreen, Colorado, surrendered to authorities today on charges of conspiracy, dealing in firearms without a license and tax related charges, U.S. Attorney John Walsh for the District of Colorado, Special Agent in Charge Stephen Boyd for the Internal Revenue Service (IRS) – Criminal Investigations (CI) Denver Division and Special Agent in Charge Ken Croke for the ... Read More »

      Two Things to Do When You Are Asked if You Want a Store Credit Card

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      We’ve seen the situation a hundred times while standing in line to checkout at a store, the person in front of you is asked if they want to apply for a store credit card and get a fabulous discount on their purchase. And you know what happens next, you are going to be asked as well. But should you jump ... Read More »

        Morgan Stanley to Pay Billions for Mortgage Decption

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        The Justice Department announced yesterday that Morgan Stanley will pay a $2.6 billion penalty to resolve claims related to Morgan Stanley’s marketing, sale and issuance of residential mortgage-backed securities (RMBS). This settlement constitutes the largest component of the set of resolutions with Morgan Stanley entered by members of the RMBS Working Group, which have totaled approximately $5 billion. As part ... Read More »

          From the UK: The High Cost of Weddings and Some of The World’s Most Expensive Weddings

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          I recently went to an engagement party, and a fine affair it was. The party was held in a nice room, and they had a very good DJ, and excellent food; the food was outstanding. Did I mention the food:) As I was sitting there watching people dance, and the loving couple gazing intently at each other, my mind went, ... Read More »

            Trust, love, password sharing?

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            A strong password is a great way to prevent hackers and identity thieves from accessing your accounts. But what if you share it with someone you know? Many teens and young adults are giving passwords to friends or loved ones as a sign of trust or love. After all, sharing is caring, right? But what might seem like a milestone ... Read More »

              What is a debt collector?

              get out of debt

              Under the federal Fair Debt Collection Practice Act, a debt collector generally is a person or a company that regularly collects debts owed to others, usually when those debts are past-due. Debt collectors include collection agencies or lawyers who collect debts as part of their business. There are also companies that buy past-due debts from creditors or other businesses and ... Read More »

                From the UK: Key Financial Times In Our Lives

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                There are always defining moments in our lives, being born and then the subsequent birthdays afterwards are a few. However, many of these defining moments involve money. While money may seem so sordid, and the last thing we wish to discuss, the facts ring true. There are many times in our lives while we may not be thinking of money, ... Read More »

                  Justice Department Sues to Permanently Shut Down Liberty Tax Service Franchise Owner

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                  South Carolina Man Allegedly Owns Three Liberty Tax Service Stores Accused of Preparing Fraudulent Tax Returns Three Columbia-area, South Carolina Liberty Tax Service franchises deliberately prepare false federal income tax returns in order to increase their customers’ refunds, according to a civil lawsuit filed today by the Justice Department.  The United States’ complaint asks the U.S. District Court for the ... Read More »

                    3 Types of Identity Theft You Should Safeguard Against Today

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                    If you are a person who has a rather cavalier attitude about personal identification documents or data, then this article is for you! You must be aware of identity theft and the major problems that it can cause for the victim. This is not an issue that only wealthy people need to worry about because it is not just money ... Read More »

                      Your Finances are Like the Game of Football – Do You Have a Game Plan?

                      get out of debt

                      Your personal finances are a lot like the game of football. Here’s how to score a few touchdowns. Do you protect your quarterback? It is essential to protect the earnings of workers in your household with proper life and disability insurance. Sadly, most Americans are under-insured, and don’t realize that fact until it’s too late. A basic rule of thumb ... Read More »

                        What Types of Credit Card Fraud Should you Beware of?

                        get out of debt

                        Credit cards make life so much easier particularly when you need to buy big ticket items but want to avoid carrying around a lot of cash on your person. However, unless you are careful, you could end up losing much more if unscrupulous people get possession of your card. With the advent of technology, credit card theft and card fraud ... Read More »

                          Is the Mark Tetzlaff Case Over at the Supreme Court? Maybe Not.

                          Businessman Humble Opinion Handsome Man

                          By Gordon Wayne Watts This is a follow-up to this story that Steve wrote about Mark Tetzlaff and his student loan Supreme Court efforts. We recall Mark Tetzlaff, a law student with a staggering $260,000 in college loan debt, is a 56-year old, Waukesha, Wisconsin resident, who lives with his eighty-five-year-old mother, both of whom subsist solely the income from ... Read More »

                            Different Ways to Protect Minors from ID Theft

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                            Effective as of January 1, 2016, a new bill will enable both parents and guardians to freeze the actual credit reports of every child under the age of 16. According to the NCDOJ (North Carolina Department of Justice), the main credit bureaus have stated that in the past they weren’t able to freeze the credit reports for any kid under ... Read More »

                              Skewed Cupid

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                              Valentine’s Day conjures up images of hearts, flowers and a double-decker box of chocolate, nougat and nuts. But, metaphorically speaking, what happens when that stupendous bouquet of roses you got turns out to be a pile of weeds? Love might cloud our vision, but that doesn’t mean you have to turn a blind eye to consumer pitfalls. If you know ... Read More »

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