Do you consider yourself an expert in couponing? Are you unwilling to make a purchase unless you’ve scoured the internet for the best possible savings? Couponing can be a fantastic way to save on groceries, services, shopping, and even dining out. But finding savings can often feel like a game of cat and mouse. Once … Read more
Managing personal finances. It can be a challenge for various reasons. Regarding personal finance management, your goal might be to make positive changes to your financial circumstance and live more comfortably. The question is, how can you begin to manage your personal finances more simply? And which steps can you take to stay on top … Read more
Real estate debt funds assist borrowers in sourcing short-term capital to use towards commercial projects such as construction loans, multi-family buildings, shopping centers and many other types of property development. Real estate debt funds became highly utilized following the crash in 2008. Post-financial crisis, there was an increased need for liquidity and coupled with regulatory … Read more
After being involved in a car accident, many people find themselves in financial distress on top of the emotional, mental, and physical repercussions of their accident. How can you address these issues while also moving forward with your life? It may be the right time to consider filing bankruptcy after a car accident if your … Read more
By William J. Arnesen, Jacob Conway, and Matthew Plosser Since the depths of the Great Recession, household debt has increased from a low of $11 trillion in 2013 to more than $14 trillion in 2020 (see the New York Fed Household Debt and Credit Report). In this post, we examine how consumers’ repayment priorities have … Read more
Without a solid plan, saving money can be a grind, especially if you have little to spare. There are many weird and wonderful ideas out there as to the best ways to save money, but the truth is that it largely depends upon your personal circumstances and how you spend your money. We’ve broken down … Read more
Andrew Haughwout, Donghoon Lee, Joelle Scally, and Wilbert van der Klaauw Today, the New York Fed’s Center for Microeconomic Data reported that total household debt balances increased slightly in the third quarter of 2020, according to the latest Quarterly Report on Household Debt and Credit. This increase marked a reversal from the modest decline in the second quarter … Read more
By Eric Olsen, Attorney and Executive Director HELPS Nonprofit Law Firm Many seniors with credit card debt can’t afford to search for solutions. They see an ad on TV or search the internet and turn to a debt relief company for help. There are scores of these companies with fancy websites, BBB, and A+ ratings … Read more
The Sunday dreads, Sunday night blues, Sunday depression: These are all terms for the anxiety and stress many of us experience as Monday obligations loom over the precious few hours left in the weekend. A Sleep Judge survey finds 81% percent of people experience the so-called “Sunday scaries,” and poor sleep ranks especially high on the list of symptoms that come … Read more
Most everyone will agree that doctors, lawyers, engineers, etc. are careers with high income skills. But all of these require at least four years of college, if not more. Because these specialized skills need formal education, it’s understandable why they demand a high income. However, did you know there are skills you can learn to … Read more
With big, bright signs offering quick cash, storefronts for payday loans are hard to miss. But while they may offer plenty of promises for easy financial help, there’s more to them than meets the eye. Before you go down the financial rabbit hole payday loans can create, there are some things you may want to … Read more
Parenting not only takes a lot of effort but it can be expensive as well. We all know how much we do as moms. We take care of the kids, we cook, we clean, we educate and we run our houses. Feeding our children healthy meals, providing entertainment, and, especially these days, taking care of their … Read more
The closure of many public establishments such as restaurants, movie theaters and clubs has forced many in the labor force to pursue jobs where you work alone without real human interaction. Yet, even before the pandemic, workers have increasingly turned to jobs that do not require physical attendance at an office. People who would rather work alone … Read more
Some Gen Zers are looking to buy homes Despite the ongoing economic turmoil wrought by the COVID-19 outbreak, many members of Generation Z (born after 1996) are attending college, starting their careers and even buying homes for the first time. Gen Zers comprise just under 10% of potential homebuyers in any of the nation’s largest metros. But … Read more
by Eric Olsen, attorney and Executive Director HELPS Nonprofit Law Firm I recently read a question on a website that helped persons with credit card debt. The answer given is typical of the deceptive, incomplete, and false answers many websites and their experts provide to seniors with financial problems. Here is the question posed from … Read more