If you’re planning to lease a vehicle, you must get a comprehensive car insurance policy. Some people think that they don’t have to get insurance for a leased car because they don’t own it in the first place. But you need to be insured when you’re driving a vehicle, whether you own it or not. … Read more
Everyone wants to save money on their car insurance. Did you know one of the best ways to save is by getting more quotes periodically? That’s right, the best way to find cheap auto insurance in your area is by comparing quotes more often. Twice a year, or every six to twelve months, is the … Read more
While some drivers have been through car breakdowns, others have no idea what to do when this happens. It can be overwhelming and scary when your car suddenly stops working, especially if there wasn’t an incident that caused the problem. Do you need to call the police? Should you contact your insurance while you’re sitting … Read more
Car warranties can be a helpful tool for keeping your car safe and reliable. An extended car warranty is much like the warranties that come with new cars. It covers your car’s mechanical and electrical systems, such as the engine and transmission, if they break down. Unfortunately, there are many extended car warranty scams out … Read more
The leading programming language, Python, has become a go-to tool for financial calculations and debt management. Widely used in quantitative finance to analyze large datasets, Python also allows users to manage their own money. With simple and easy-to-learn functions, anyone with basic math knowledge can use a variety of financial calculations in Python. Keep reading … Read more
Depending upon the circumstances, grief can be all-consuming, and having to face the complexities of dealing with leftover debts can feel like an insurmountable challenge. This is a general guide to assist you in better understanding how to manage a deceased person’s debts. If you remain unsure or generally feel overwhelmed by the task, it’s … Read more
By Patrick Young The time when you could expect a stable, secure job for life has long passed. Self-employment is at an all-time high, and the “gig” economy is the new normal. To survive and, indeed, thrive in 2021 and beyond, workers must embrace the entrepreneurial mindset: If you want financial security, essentially, you will … Read more
With COVID-19 causing such a lack of economic security, an increasing number of people are turning to passive income streams to become less reliant on their primary sources. But generating passive income streams isn’t just for times of uncertainty and really there is never a bad time for effortless in-flows. Next time you are looking … Read more
Do you consider yourself an expert in couponing? Are you unwilling to make a purchase unless you’ve scoured the internet for the best possible savings? Couponing can be a fantastic way to save on groceries, services, shopping, and even dining out. But finding savings can often feel like a game of cat and mouse. Once … Read more
Managing personal finances. It can be a challenge for various reasons. Regarding personal finance management, your goal might be to make positive changes to your financial circumstance and live more comfortably. The question is, how can you begin to manage your personal finances more simply? And which steps can you take to stay on top … Read more
Real estate debt funds assist borrowers in sourcing short-term capital to use towards commercial projects such as construction loans, multi-family buildings, shopping centers and many other types of property development. Real estate debt funds became highly utilized following the crash in 2008. Post-financial crisis, there was an increased need for liquidity and coupled with regulatory … Read more
After being involved in a car accident, many people find themselves in financial distress on top of the emotional, mental, and physical repercussions of their accident. How can you address these issues while also moving forward with your life? It may be the right time to consider filing bankruptcy after a car accident if your … Read more
By William J. Arnesen, Jacob Conway, and Matthew Plosser Since the depths of the Great Recession, household debt has increased from a low of $11 trillion in 2013 to more than $14 trillion in 2020 (see the New York Fed Household Debt and Credit Report). In this post, we examine how consumers’ repayment priorities have … Read more
Without a solid plan, saving money can be a grind, especially if you have little to spare. There are many weird and wonderful ideas out there as to the best ways to save money, but the truth is that it largely depends upon your personal circumstances and how you spend your money. We’ve broken down … Read more
Andrew Haughwout, Donghoon Lee, Joelle Scally, and Wilbert van der Klaauw Today, the New York Fed’s Center for Microeconomic Data reported that total household debt balances increased slightly in the third quarter of 2020, according to the latest Quarterly Report on Household Debt and Credit. This increase marked a reversal from the modest decline in the second quarter … Read more