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student loan forgiveness

They Said Student Loan Forgiveness Is Always Tax-Free — Not Anymore in 2026

by Steve Rhode

Forgiveness isn’t always federally tax-free now – the 2021 exclusion expired after Dec. 31, 2025, but PSLF, teacher and disability discharges stay excluded.

Sweet v. McMahon: Ninth Circuit’s Final Ruling Confirms Automatic Discharge for 170,000 More Borrowers

by Steve Rhode

The Ninth Circuit’s July 17, 2026 ruling rejected the Department of Education’s appeal in Sweet v. McMahon. Here’s who gets automatic discharge and who doesn’t.

They Said a Company Can Get Your Student Loans Forgiven Faster — For a Fee

by Steve Rhode

No company can get your federal student loans forgiven faster — applying is free at StudentAid.gov, and charging upfront fees is often illegal. Here’s the proof.

Judges Just Saved Public Service Loan Forgiveness — And Proved Borrowers Are Political Pawns

by Steve Rhode

Federal judges struck down the Trump PSLF rule one day before it took effect. Here’s what it means for public service borrowers caught in the whiplash.

The New Student Loan Autopay Discount Locks Out Borrowers in Default — Here’s the Way Back In

by Steve Rhode

The bigger 1% student loan autopay discount skips borrowers in default. Here’s how to get out of default first — and the 2026 consolidation trap to avoid.

Student Loan Forgiveness Is Taxable Again in 2026 — What Changed and How to Avoid the Bill

by Steve Rhode

Student loan forgiveness is taxable again in 2026 — but a rule most borrowers have never heard of can erase the bill entirely.

Sweet v. McMahon Borrower Defense: The April 15 Deadline That Could Erase Your Student Loans

by Steve Rhode

Sweet v. McMahon borrower defense deadline is April 15, 2026. Here’s who qualifies for automatic student loan discharge and exactly what to do now.

Court Orders Student Loan Discharge for 205,000 Borrowers After Appeals Court Rejects DOE Delay

by Steve Rhode

Ninth Circuit rejects Education Department’s emergency appeal, clearing student loan discharges for 205,000 Sweet v. McMahon borrowers. Notices start next week.

576,000 Student Loan Borrowers Stuck in Repayment Plan Backlog

by Steve Rhode

576,000 student loan borrowers are stuck waiting for income-driven repayment plan processing. Zero loan discharges in February 2026. Here’s what to do.

SAVE Plan Ruled Illegal: What 7 Million Student Loan Borrowers Need to Do Now

by Steve Rhode

A federal district court permanently struck down the SAVE plan on March 11, 2026, affecting 7 million borrowers. Here’s what IBR, PAYE, ICR, and the new RAP plan mean for your forgiveness timeline — and what to do if you’re pursuing PSLF.

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