Home > Tag Archives: bank of america (page 8)

Tag Archives: bank of america

Quickies – Bank of America, Payday Loans, Divorce, 401k, Credit Report

Ready to Collapse

When I need a break from answering questions I often take a look for some odd or interesting search terms that people used to find me. Below are some of the latest I saw today that I wanted to provide quick answers to. Steve Search Terms will bank of america negotiate debt – Yes but debt settlement can be tricky ... Read More »

    I Have a Loan Through Bank of America and I’m Going to Declare Bankruptcy. – Nick

    Ready to Collapse

    Nick “Dear Steve, I have a Loan through Bank of America and the APR IS 15.99%!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!, I am going to declare bankruptcy soon if this isnt lowered. Can you Lower my APR? Nick”   Dear Nick, These days 15.99% isn’t a bad interest rate on a credit card, But you didn’t say what kind of loan this was. Nick, it ... Read More »

      What Are My Options Other Than Filing Bankruptcy to Help Me Reduce the 25% APR on My Bank of America Credit Card? – Bobby

      Ready to Collapse

      Bobby “Dear Steve, I’m a college student, age 22, and have trouble reducing my credit card debt due to the high interest rates. I have nearly reached my credit limit of $5,000 with my Bank of America Credit Card due to the apr of 25%. My credit score has been reduced to poor due to a few late payments (3) ... Read More »

        Bank of America Troubles With Republic Windows & Doors in Chicago Highlight ‘Banks Are Soulless’

        Ready to Collapse

        In a terrible and unfolding tragedy in Chicago, or just another of the thousands of such similar stories around the nation, Bank of America has taken swift and specific action which has led to the firing of all employees and the closing down of the business with three days notice. Bank of America, (BoA) seems to be a little taken ... Read More »

          Mortgage Lender List of Loss Mitigation Contacts That Can Help You Avoid Foreclosure

          Ready to Collapse

          If you have a mortgage with one of the lenders below you can use the contact information to reach the person at the lender that should be able to direct you to the special terms or programs available to help you avoid foreclosure or to come to a solution regarding your delinquent mortgage. The contacts should be able to handle ... Read More »

            Bank of America Hit With Class Action Suit Over Credit Card Fees And Charges

            Bank of America, MBNA, FIA Card Services Class Action Lawsuit

            On November 24, 2008 a class action lawsuit was filed against Bank of America, for deliberately engaging in a course of action that led to credit card customers to be intentionally penalized even though payments were made by the due date. The suit cites, as an example, the case of Bruce Trombley who received a credit card statement with a ... Read More »

              Credit Card Companies Are Coming For You. Protect the Wife and Children.

              Ready to Collapse

              I see a new advertising campaign in our future. When Banks Panic You Lose Even though the Federal Reserve has lowered its rate to 1%, banks are raising your interest rates in hopes of making a bigger profit. Oh yes, they are raising your fees or charging news ones as well. At a time when the government is pleading for ... Read More »

                Bank of America Offers “Clean Sweep” Debt Consolidation Loan Up to $50,000. Let’s Look at The Facts And See Who Is Really Cleaning Up.

                Bank of America CleanSweep Offer Envelope

                In this time of great economic worry and stress, Bank of America is sending out an offer they call their Clean Sweep® – Bank of America® Debt Consolidation Plan. I thought it would be beneficial to take a close look at this offer and use it to help educate readers about what to look for and how the marketing message ... Read More »

                  Banks Agree to Wipe Out Up to 40 Percent of Credit Card Debt But Watch Out.

                  Ready to Collapse

                  Credit card lenders include Discover Financial Services LLC, Bank of America Corp., Citigroup Inc., JPMorgan Chase & Co., Capital One Financial Corp., American Express Co. and HSBC Holdings have finally come together with the help of the National Foundation for Credit Counseling, Consumer Federation of America and the Financial Service Roundtable to start the process of creating a debt solution, ... Read More »

                    Credit Card Horror Stories: Tales of Credit Limit Reductions and Account Closures

                    Ready to Collapse

                    Bankrate.com did a story on Friday (sorry for not getting to this earlier) highlighting some of the same stuff that I've been pointing out here for weeks. More and more customers are experiencing credit-limit reductions and account closures. Over the course of the past few weeks, Bankrate.com readers have been chiming in with their own credit-card tales. Many of their stories will seem familiar. Read More »

                      Personal Finance Brain Trust – What Rights Should Debtors Have?

                      Ready to Collapse

                      This weeks brain trust question was: Question: Bank of America is proudly telling people about their new loan modification program and how much it will help people. But this program did not materialize until Bank of America was sued by some states over predatory lending. The real world situation is that the majority of lenders are unresponsive or just not ... Read More »

                        Get My FREE Get Out of Debt Guy Newsletter

                        I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.You can unsubscribe at any time with just one click.After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.

                        I promise to keep your email safe and secure.