Chase Bank Visa Cardholder Agreement Review – What You Should Know

This isn’t just a post about credit cards. This is a review of the actual Chase Bank Visa Cardholder Agreement, specifically the one labeled COL00095. If you’re thinking about applying for this card or already have it tucked in your wallet, hang tight—this breakdown is for you. Most people don’t read these agreements until something …

Read more

I Carry Very High Balances On My Credit Cards. – Joyce

Joyce “Dear Steve, I CARRY VERY HIGH BALANCES ON MY CREDIT CARDS,AND ALWAYS MAINTAIN TO PAY MORE THAN THE MINIMUM (NO LATE PAY EITHER). WITH A FEW BANK MERGERS, I’M RECEIVING A CHANGE OF RATE FROM FIXED TO VARIABLE APR..AND IF I DON’T AGREE CLOSE THE CARDS,WHICH IN TURN LOWERS MY CREDIT SCORE.I DON’T KNOW …

Read more