Son Has HIV, Husband Left: What to Do About Debt

Quick Answer: A 63-year-old woman with $120,000 in mortgage debt ($100,000 first, $20,000 second) and an interest-only payment structure needs to explore refinancing options or consider strategic default. The HAMP modification helped reduce payments, but paying until age 84 makes retirement planning nearly impossible without additional mortgage restructuring.“Dear Steve,I am a 63 year old woman …

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I’m in a Lesbian Relationship and I Want Out. – Ann

Quick Answer: A person can escape an emotionally abusive domestic partnership by redirecting paycheck deposits to a private bank account and consulting legal aid organizations for free assistance. The trapped partner should prioritize safety planning and understand that both parties remain legally liable for joint mortgage and car loan obligations regardless of who stays in …

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