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Should I Use My Accident Settlement Check to Pay My Debt? – Steve

“Dear Steve, 38k in debt from a personal loan and credit cards. My credit is very bad now my wifes is almost there. I went from full time employment to part time to unemployed. We lived off credit cards and the loan thinking that my job would return. My wifes income doesn’t cover all the … Read more

Our Home is Currently Worth Less Than We Owe On It. – Chris

“Dear Steve, Our home is currently worth less than what we owe on our first mortgage. We purchased our home in 2003 and it was valued at $224K. Our mortgage broker, who we believed was a friend, took us sub-prime when we would have qualified for FHA or Fannie Mae we later learned. Our interest … Read more