I Want to Lower My Credit Card Payment. – Jen

“Dear Damon, I have 20,000 in credit card debt and I pay 5.99% which adds up to @$305.00 each month. The amount is causing a hardship and I would like to get the payment down to about $200-221. Please suggest a good organization to deal with to negotiate a lower monthly payment. Please suggest a … Read more

The Collection Agency Will Not Give Me an Estimate I Am Able to Do. – Sara

Sara “Dear Steve, I have 1 credit card that has been in collections for a while now. I would like to pay it off but the collections agency will not give me a an estimate I am able to do. Is there any way of getting help in lowering the total amount I need to … Read more