I Want to Repair My Credit Report and Improve My Credit Score After Debt Settlement. – Brian

“Dear Steve, I had 3 charge-offs on my credit report: (1) Capital-One–$5,200 (2) Macys–$1,300 and (3) Dell Financial Services–$4,200. I used a settlement company to pay these off (at about 50% rate, plus 35% of the savings to the debt settlement company). I have ~ 10 derogs reported on my credit report from a student …

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How Do You Increase Your Credit Rating After Bankruptcy If Nobody is Willing to Lend to You? – Ron

“Dear Steve, Had a decent FICO just over 800. 2 years ago, my wife lost her job. We applied for a loan modification, but Chase drug their feet so long that we ended up in trouble. We sold a cabin to keep up payments, then we began liquidating savings, etc. Then about 9 months ago, …

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