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I’ve Been Sued Over An Old Debt. What Should I Do? – Gina

Written by Steve Rhode


Dear Steve,

Being taken to court.

Is it a good idea to ask for the evidence in a phone call or a letter? I was served papers from a law firm to appear in court, I don’t know when, and I notice the date where about 5 lawyers signed their name was scratch and a different date was put in by hand. I recently received a letter from them asking to call to discuss this debt and I am receiving calls all through the day from them.

What is your thought on this….and what type of lawyer would I see for this?

Thank you



Dear Gina,

I think any time you are sued and have to deal with the courts over a legal matter that the smartest thing to do is to discuss your situation with a local attorney who is licensed in your state. They are the only person who can give you specific legal advice. Do not rely on legal advice from something you read on the internet.

You can always do a search for a consumer attorney in your area or you can visit National Association of Consumer Advocates and use their search tool. Members have experience in assisting consumers.

You will have to pay for the services of an attorney but the attorney can help you defend yourself and pursue avenues that might reduce or eliminate the debt alleged.

Being sued is a very stressful experience. And quite frankly, people tend to just not go to court and then they lose by default. That is the wrong thing to do. Often times a lawsuit is a great opportunity to negotiate a better outcome but having an attorney on your side, representing you, can be a tremendous benefit.

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About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

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