UK

Will My Debt Create a Problem With My UK Disclosure and Barring Service Report?

Written by Jon Emge

Question:

Jon,

I was in UK on study visa, i had been in UK back in 2002 to 2006 Nov, came home, stayed my for 11 months. got student visa again, then I went back to UK 2007 Oct, after my graduation I got back home back in Oct 2010 finally.

I have had couple of credit cards which was around 250 and another was 400 pounds. I had to use it,to pay my tuition fees off, I was paying them back, but unfortunately my student visa was expiring and I had come home, so I could not pay them off.

Now I need PCC from UK, will that affect of getting PCC? I am not coming back to UK, I need PCC for another country,

Thanks for your help.

Farhan

Your Question *
i need pcc from UK, will that affect of getting PCC? i am not coming back to UK, i need PCC for another country,
thanks for your help.
farhan

Answer:

Farhan,

From what you have stated, you have had no issues in obtaining a Visa to enter and stay in the UK, and part of the process to obtain a Visa is a “PCC” or what they term now a DBS check.

It stands for Disclosure and Barring Service and is the same as a CRB or criminal record background check.

Owing money or having debts in itself is not a crime. The only time owing money may be seen as a crime is if a crime is committed to obtain the money, such as fraud, identity theft, etc.

From what you have stated you should not have any issues with getting a criminal background check here in the UK, just based on owing some credit cards.

Have you had any contact with whom you owe regarding the balances?

Regards,

Jon

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About the author

Jon Emge

Jon Emge is an experienced UK debt advisor who has helped thousands and thousands of people in the UK to deal with problem debt. Jon specialises in finding good solutions for problem debt using a variety of UK specific techniques.

If you have a question you’d like to ask about how to get out of UK debt, just use the online form.

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