I was in a bad relationship in which has left me in major debt. I have not been able to keep up with payments, a debt consolidator slipped through a payment in which my checks are now being garnished by 25%. I cannot afford for my debt to take over. I want to be debt free.
What are the steps I should be doing to becoming debt free?
Can you believe this same situation happens to a lot of people. Not only is it tough when a relationship breaks down, but to find yourself sitting on a mountain of debt as a result just adds insult to injury.
If your wages are already being garnished and you are finding it difficult to get by then I really think you need to click here to find a local bankruptcy attorney. Bankruptcy is never the place we wake up wanting to be but it is the only legal tool you have to stop the wage garnishment and get a fresh start.
Before you make any decisions about bankruptcy you owe it to yourself to go meet with the bankruptcy attorney and discuss your situation. The appointment is free.
From that meeting you will walk away much more informed if bankruptcy is right for you. Just go home and think about what you learned for a couple of days. And once you have thought it through and if you decide that bankruptcy does offer you a fresh start, then take action as quickly as possible to get it going. The sooner you act, the sooner this will end.