My Husband Got Hurt. We Can’t Do Any Balance Transfers. – Jean

“Dear Steve,

My husband got hurt which now is on a fixed income and i make 10.00/hr with 40 hour weeks. We have the usual bills.

We have 20,000+ worth of debt on our credit cards combined. I cannot do any balance transfers because they say that my debt is to high, what can i do? Is there any help for me?


Dear Jean,

Without the expectation of sufficient income coming in the only legal protection you have from creditors is under bankruptcy.

Since your income has been reduced you may qualify for a Chapter 7 bankruptcy where all the debt would be quickly eliminated. Then you could focus on making it month-to-month with the burden of bills you just can’t pay.

Click here to find a local bankruptcy attorney you like.


You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

Damon Day - Pro Debt Coach

See also  David Writes In "I'm About To Lose My House"

Leave a Comment