Heating Oil Is the Big Winter Price Jump, EIA Says. Before You Prepay Your Oil Dealer, Read the Contract
EIA says heating oil is the big winter increase. Before you prepay a dealer, here is what four states require and what to ask in writing.
fixed income
Social Security’s 2027 COLA Is 3.6%. Here’s What the Raise Can Quietly Cost You in SNAP, Rent, and Extra Help
The 2027 Social Security COLA is 3.6%. In SNAP, HUD rent and Medicare help, part of that raise can come back out. Here’s where the cliffs are.
Budgets Suck. Watch What’s Left at the End of the Month
Steve Rhode and Damon Day explain why budgets fail, how debt relief payments squeeze people on Social Security, and why tires and repairs aren’t emergencies.
Thinking of Dropping Your Medicare Advantage Plan When Open Enrollment Starts October 15, 2026? Get the Medigap Answer in Writing First
Medicare open enrollment lets you leave Medicare Advantage, but a Medigap insurer may not have to take you. Here is the order that protects you.
Medicare’s 2027 Star Ratings Are Out — A 4-Star Plan Still Won’t Tell You What You’ll Pay (October 2026)
Medicare Open Enrollment starts October 15, 2026, but a 4-star rating won’t tell you what you’ll pay. Here are the numbers that will.
Can the Government Take My Social Security for an Old Military Star Card?
A Military Star debt can be taken from Social Security: at most 15%, and never the first $750. The math, the notice rules, and what you can do.
I’m in My 70s, Judgment-Proof, and Ready to File Bankruptcy — I Just Can’t Afford the Lawyer Yet. Here’s My Plan.
Judgment-proof and on Social Security but ready to file Chapter 7? Here’s how to survive until your next deposit, lower the $338 filing fee, and avoid the loan trap before you file.
They Said No Creditor Can Ever Touch My Social Security — Except the Government Can
Private creditors can never touch your Social Security. But the IRS can levy 15% for back taxes, and Treasury can offset it for federal student loan debt.
Social Security Says I Was Overpaid and Wants It All Back — Here’s What to Do Right Now.
Got an SSA overpayment notice demanding thousands back? Here’s what to do right now — including the 30-day window to stop withholding and the waiver that can erase the debt entirely.
Medicare Just Opened a $50-a-Month Door to Weight-Loss Drugs — But Read the Fine Print Before You Celebrate
Medicare’s new GLP-1 Bridge starts July 1, 2026: Wegovy and Zepbound for $50 a month. But Ozempic isn’t covered for weight loss, and there’s a catch.
