Really Concerned I Made a Mistake by Choosing the Achievable! – Tammy

“Dear Steve,

I stumbled across questions re: The Achievable and now I am totally confused. We have been participating in their program for almost 2 years. And to my knowledge our three creditors have been receiving their payment.

I guess my questions is: am I putting to much trust in the Achievable. Am I getting screwed by paying a $50 monthly fee to a law firm that was able to lower our interest rates and payments to a more managable amount? I don’t like that monthly fee, but according to our monthly statements from our creditors, payments are being made as agreed. Is this actually a company that cannot be trusted? If so, how do I get out of this mess and still keep my month payments at a reasonable amount without risking messing up my credit score? Really concerned I made a mistake by choosing the Achievable!

Tammy”

Dear Tammy,

It sounds like you are actually in a debt management program with The Achievable. Your monthly fee seems pretty steep and have they been able to lower your interest rates at all?

If you are concerned, worried, or want to check out your options, click here for credit counseling information in order to compare what may be available.

Steve Rhode Debt Coach and Author

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

See Full Bio

Consumer Debt Consumer Bankruptcy How to Get out of Debt Money Troubles Money Personalities Budgeting Behavioral Economics Motivation Inspiration Money Management The History of Credit and Debt Getting Out of Debt Get Out of Debt Debt Settlement Credit Counseling Loan & Debt Relief Scams Debt Relief Industry Practices Exposing Deceptive Financial Services Helping Consumers Navigate Financial Hardship Consumer Advocacy Consumer Debt Expert Consumer Protection Debt Relief Scam Student Loan Bankruptcy Debt Validation Debt and Mental Health Student Loans Debt Consolidation Debt in the Military