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I Filed a Chapter 13 Bankruptcy and Now Want to Back Out.

“Dear Steve,

I filed chapter 13 on March 31st, i have since regretted it and wanted to see if it is too late to pull out? i have not yet met with the trustee or creditors. I wanted to reach out to all my creditors and work out a settlement with them for more than they would get from the bankruptcy, but not a full value. Advise please.”

You could dismiss your case but it’s already part of the public record once it is filed. Why would you want to dismiss it for less consumer protection? Why settlement which is ineffective for most?

Please update me on your progress by posting updates here in the comments section of your question. I’m very interested in how this works out for you.

Sincerly,
Steve

You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

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About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

2 Comments

  • I have a question for Steve. I filed a chapter 13 and my attorney has not done anything. I am still receiving bills from my creditors and have already been to the meeting of creditors and none of them showed up. My trustee has already started garnishing my wages for this and now I want to back out. The trustee sent me a letter of dismissal to my case for not making an amendment plan which I knew nothing about since my attorney has not said anything to me about this either. He is not a good attorney and does not return my emails or my calls. What should I do?

  • I have a question for Steve. I filed a chapter 13 and my attorney has not done anything. I am still receiving bills from my creditors and have already been to the meeting of creditors and none of them showed up. My trustee has already started garnishing my wages for this and now I want to back out. The trustee sent me a letter of dismissal to my case for not making an amendment plan which I knew nothing about since my attorney has not said anything to me about this either. He is not a good attorney and does not return my emails or my calls. What should I do?

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