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I Work in a Title I School. Can I Get My Student Loans Forgiven? – Susan

“Dear Steve,

I have a bacholars degree and a Masters, M.Ed. and I am a high school counselor. I passed the state tests and could teach psychology and sociology. However, I am a high school counselor and have been for 8 years. I have worked in two different high schools both of which are title 1 schools (84% of our student body is on free/reduced lunch). Am I in a position to receive any type of student loan forgiveness? I have not missed a payment yet but, it is getting harder and harder to make those payments as my utilities have gone up, fuel costs and groceries have gone up. I am supporting my son who just finished his undergraduate degree and my granddaughter.

Do I qualify for any type of student loan forgiveness?


Dear Susan,

You might be able to get relief under the Stafford Loan Forgiveness Program for Teachers. As with any other government program there are all sorts of rules. You can read those rules and print an application for forgiveness by visiting this page.

If you qualify you may be able to forgive up to $17,500 of your student loan debt.

Please update me on your progress by posting updates here in the comments section of your question. I’m very interested in how this works out for you.


You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

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About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

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